Reducing mortgage friction: How income & employment verification is evolving in 2026

In today’s competitive mortgage market, lenders are challenged to reduce origination costs, improve operational efficiency, and create a better borrower experience. Join HousingWire and Experian for an in-depth discussion on how innovative verification solutions are helping lenders gain greater visibility into employment and income data while streamlining the mortgage process.

This webinar will explore how the Experian Verify Preview Report gives lenders visibility into employment and income record availability before ordering a full Verification of Income and Employment (VOIE) report. By providing transparency upfront, lenders can reduce unnecessary verification expenses, improve workflow efficiency, and make more informed sourcing decisions. 

Attendees will also learn about Experian Verify for Research Verification, a solution that modernizes and accelerates the traditional manual employment verification process. By combining a conversational AI agent, a secure employer-facing digital form, and Experian’s experienced call center operations, lenders can simplify the collection of employment and income data from employers that may not be reachable through instant verification methods. This helps create a more efficient verification experience for lenders, employers, and borrowers alike.

Together, these solutions help lenders build a more effective verification waterfall strategy, improve operational efficiency, and expand verification coverage to nearly 100% of the U.S. workforce. Whether you’re focused on lowering verification costs, increasing loan pull-through, or advancing your digital mortgage strategy, this session will provide practical insights you can apply immediately.

What you’ll learn:

  • How the Experian Verify Preview Report helps lenders determine record availability before ordering a full income and employment verification report.
  • Strategies for reducing duplicate or unnecessary verification spending while improving operational efficiency.
  • How Experian Verify for Research Verification combines conversational AI, digital employer outreach, and call center support to streamline manual verifications.
  • Best practices for building a verification waterfall that maximizes coverage and helps verify nearly 100% of the U.S. workforce.
  • Ways to improve borrower experience, accelerate loan processing, and reduce lender workload through smarter verification workflows.
  • How verification innovation supports broader mortgage automation and data-driven decisioning initiatives.

In partnership with: Experian

Featuring industry experts:

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Joy Mina
Product Director, Commercialization
Experian

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Cherwin Chua
Senior Product Manager
Experian

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Updated 13 hours ago
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