Appraisal Modernization: What Lenders Need to Know

In March, HousingWire wrote a story about how Fannie Mae updated its Selling Guide to include more options for property valuations, saying that they are “moving away from implying that an appraisal is a default requirement.” Those options include value acceptance (formerly appraisal waivers), value acceptance plus property data, and hybrid appraisals. Desktop Underwriter was updated to include those options during the weekend of April 15, 2023. 

On May 17, HousingWire hosted a virtual event discussing GSE appraisal modernization efforts and what lenders need to know.

Date & Time: May 17, 2023

Sponsored by: Reggora



Introduction discussing Appraisal Modernization with Sarah Wheeler and Brena Nath.

Panel on GSE modernization

Lyle Radke, Senior Director of Collateral Police at Fannie Mae and Scott Reuter, Chief Appraiser at Freddie Mac sit down with Brian Zitin, CEO of Reggora to talk appraisal modernization.

Lender Panel

The lender panel will discuss the implementation of modernization initiatives, and how top-performing lenders are successfully adopting and implementing changes to the Selling Guide.



Lyle Radke
Senior Director of Collateral Policy,
Fannie Mae


Brian Zitin
Co-Founder & CEO,


Scott Reuter
Chief Appraiser,
Freddie Mac

Melinda Wilner

Melinda Wilner
Chief Operating Officer,
United Wholesale Mortgage


Sarah Wheeler
Editor in Chief,


Chris Blackowiak
SVP-Collateral Production,
Freddie Mac

Resources from Reggora:

Fannie Mae’s “Value Acceptance + Property Data” Program – What Lenders Need to Know

Property Data Quality Control Checklist for Underwriters

Interested in a Complimentary Appraisal Modernization Consultation?

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