Rate

Rate is a residential mortgage lender offering both conventional and agency-sponsored mortgage financing products. As of 2022, Rate was the 12th largest mortgage lender in the United States by dollar volume and 13th largest by unit volume, according to Home Mortgage Disclosure Act (HMDA) data from 2022. The company rebranded in 2024, changing its name from Guaranteed Rate to Rate.

Originally founded in 2000, Rate is headquartered in Chicago, Illinois.

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Latest Rate News

Rate hires Adam Boyd as president of consumer lending 

Apr 07, 2026By HousingWire Automation

Rate hires veteran executive Adam Boyd as president of consumer lending to drive the lender’s expansion beyond mortgage into consumer lending.

• Lenders are ramping up builder divisions to capture purchase share 

  Apr 02, 2026By Sarah Wolak

• Guaranteed Rate Affinity promotes Lacey Sullivan to regional manager 

  Dec 11, 2025By Sarah Wolak

• Rate’s Jennifer Beeston urges LOs to ‘protect the American dream’ 

  Jun 12, 2025By Sarah Wolak

• Reverse mortgage veteran Dino Guadagnino joins Guaranteed Rate Affinity as regional VP 

  May 21, 2025By Chris Clow

• How Rate wants to close its ‘massive gap’ in the non-QM space 

  May 02, 2025By Flávia Furlan Nunes

• Former loanDepot CFO Patrick Flanagan lands at Rate 

  Apr 25, 2025By Sarah Wolak

• Here are the top 25 mortgage lenders of 2024, per HMDA 

  Apr 03, 2025By James Kleimann

• Drew Church joins Rate as SVP and regional sales manager 

  Mar 10, 2025By Sarah Wolak

• No. 1 originator Shant Banosian named president of Rate 

  Mar 05, 2025By Sarah Wheeler

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