FICO
Borrower Data & Analytics ServicesFICO is a software development company. It primarily offers analytics software and tools used in multiple industries to manage risk, address fraud and optimize operations in compliance with government regulations. It is the creator of the FICO Score, the standard measure of consumer credit risk in the United States.
Founded in 1956, FICO is based in Bozeman, Montana.
Latest FICO News
MISMO updates mortgage insurance data guide for VantageScore 4.0 and FICO 10T
Jul 02, 2026MISMO updated its mortgage insurance data standards to support VantageScore 4.0 and FICO 10T, helping firms prepare for new credit models.
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GSEs release historical FICO 10T data, expand VantageScore 4.0 file
Jul 01, 2026 -
FICO appoints Eric Lapin as VP of strategy and market intelligence
Jun 01, 2026 -
Rocket expands on VantageScore 4.0 pilot for agency, VA loans
May 29, 2026 -
FHA will keep tri-merge credit reports amid shift to new scoring models
May 26, 2026 -
Rocket Mortgage, Rocket Pro adopt VantageScore 4.0
May 21, 2026 -
Lenders wrestle with the nuances of modern credit score pricing
May 20, 2026 -
UWM brokers report use of VantageScore 4.0 improved loan terms
May 15, 2026 -
UWM adds VantageScore alongside FICO for conventional loans
Apr 29, 2026
FICO Content
How new analytics can help lenders expand access to mortgage credit
Aug 23, 2021 3:53 pmThe premise that economic disruptions affect mortgage credit availability in broad strokes, posing a particular challenge for consumers with less-than-perfect credit, has become conventional wisdom. But there are innovative ways for lenders to both reduce uncertainty and keep credit flowing during economic downturns, benefiting both lenders and consumers.
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Jim Wehmann explains the impact UltraFICO Score will have on consumers
Nov 05, 2018 12:00 am -
Executive Conversation: Jim Wehmann on FICO’s latest credit score innovations
Sep 10, 2018 11:30 am -
FHFA on credit score delivery: forgotten lessons
Apr 24, 2018 3:00 pm
