Acra Lending

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A private mortgage lender, Acra Lending primarily specializes in alternative income products including bank statements, asset depletion and verification of employment programs. Their programs include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis.

Acra Lending is licensed by the National Mortgage Licensing System (NMLS), operating in 38 states and the District of Columbia. They offer their programs and services through three lending verticals: wholesale, retail and correspondent.

Latest Acra Lending News

Surviving non-QM lenders are gaining business now

Aug 15, 2023By Bill Conroy

The uncertainty in the banking industry and the resulting pullback from the origination market has benefited non-QM players. But the ensuing secondary-market pricing pressure has also created liquidity woes and profit-margin challenges. Here’s what non-QM lenders see on the horizon.

Fix and flip market struggles as financing costs rise

May 17, 2023By Bill Conroy
Angel Oak confronts the challenges of market volatility, fast-rising rates

Jul 27, 2022By Bill Conroy
Non-QM lenders are racing to stay ahead of rates

Jul 22, 2022By Bill Conroy
Market for private label securities projected to shrink in 2022

Jul 18, 2022By Bill Conroy
Mom-and-pop investors are fueling the PLS market

Apr 28, 2022By Bill Conroy
Non-QM lenders struggle to navigate volatile waters

Apr 22, 2022By Bill Conroy
Non-QM lenders hunt for LOs as consumer-direct model falters

Jan 14, 2022By Maria Volkova
Automation is coming to non-QM lending

Dec 14, 2021By Bill Conroy
Move over Fannie, the non-QM loan is in the fast lane

Dec 10, 2021By Bill Conroy

Acra Lending Content

The non-QM advantage: Ryan Barrus shares Acra Lending’s blueprint for broker growth

Oct 21, 2024 7:00 amBy HW Media Content Studio

In a high(er) rate environment, non-QM (non-qualified mortgage) lending continues to play an increasingly pivotal role. To explore how Acra Lending has adapted to these shifts, we sat down with Ryan Barrus, a key player in the company’s non-QM division. In this conversation, Ryan shares Acra Lending’s blueprint for broker growth, including insights on how Acra Lending navigated the pandemic, built relationships with referral partners, and developed tools that help brokers streamline non-QM loans.