RiskSpan combines a cloud-native data and predictive modeling analytical platform (the EDGE Platform) with an extensive suite of supporting professional services to deliver a comprehensive “technology + talent” solution to mortgage (and MBS) investors, traders, portfolio and asset managers, researchers, and secondary marketing professionals. A wealth of mortgage, econometric and alternative data forms the foundation of the EDGE Platform and everything RiskSpan does. More than 20 years of loan-level history and performance data undergirds the platform’s suite of off-the-shelf modules designed to streamline workflows around trading and investing, specifically residential whole loans, Agency MBS, and private-label RMBS. By integrating complex scenario analytics into its comprehensive data library and suite of predictive models, the Platform also supports credit-loss allowance accounting (CECL), market risk management, and credit surveillance. This creates a unique kind of one-stop shop – a single unified platform focused on the user experience.
- 32% increase in the number of EDGE Platform subscribers during 2020
- Loan originators and servicers using the Agency MBS module routinely experience ROIs ranging from 10x to 100x
- The platform’s residential whole-loan analytical tool contains an automated “tape-cracking” feature that leverages AI to intelligently map large mortgage loan files in virtually any format