Payload

HW Tech100

62

Payload provides embedded payments infrastructure designed specifically for real estate platforms, brokerages, and property managers. The company focuses on replacing manual, error-prone payment workflows—checks, wires, and disconnected portals—with automated, digital payment flows that are built directly into existing real estate systems.

Payload’s technology supports a wide range of real estate transactions, including digital earnest money deposits, rental and security deposits, agent billing, commission disbursements, and vendor payments. The platform handles both inbound and outbound payments across ACH, cards, Instant Payments (FedNow®/RTP), and Check21, giving teams a single system to manage money movement with real-time visibility and reduced operational risk. Payload can be deployed as a fully embedded solution within leading transaction management and back-office platforms or used through a standalone dashboard.

Since entering the real estate market in 2020, Payload has expanded beyond earnest money to support payments across brokerage, transaction, and property management workflows. The platform is now integrated with more than 15 real estate software providers and serves over 3,000 real estate companies nationwide.

Payload has processed more than 3 million fraud-free transactions totaling approximately $7 billion in payment volume, while achieving nearly 100% year-over-year growth. In 2025, the company expanded internationally with the launch of a Canadian subsidiary, extending its payments infrastructure across all provinces.

Company Website:

https://payload.com/real-estate

Markets Served:

Real Estate Sales

Company HQ:

Cincinnati, OH

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