Optimal Blue

HW Tech100

Offers a premier SaaS marketplace platform facilitating commerce between mortgage originators and investors


Optimal Blue (“OB”) — a division of Black Knight — offers a premier SaaS marketplace platform facilitating commerce between mortgage originators and investors. The market functions include real-time price discovery, execution, workflow automation, risk management, counterparty oversight and data services. OB provides the leading secondary marketing technology solutions suite in the mortgage industry.

Originators use OB to access investor pricing, conduct loan auctions, hedge lock exposure and gain new investor relationships. Mortgage investors use the OB platform to approve and monitor originators, distribute pricing in real-time and buy loans, while vendors can access pricing information to improve product and service offerings.

OB’s best-in-class technology operates on a highly scalable, resilient cloud-based infrastructure with an open architecture. Its sophisticated product and pricing engine enables lenders to provide the right mortgage product at the best price, while its powerful hedge analytics and loan trading tools mitigate interest rate risk and help drive profitability.

  • Prices and locks 40% of U.S. mortgages, provides services to over 62% of the top 50 lenders, supports over $1.5 trillion of rate locks, processes 340 million rate searches annually and supports $400 billion in loan trades and nearly $2 trillion in transactions annually as of 2021.
  • As the industry standard for product, pricing and eligibility (PPE), OB’s broad reach across commercial banks, credit unions, and mortgage brokerage firms serves more than 213,000 users and 3,500 institutions.
  • In 2021, it implemented 187 new clients, which is a 34.5% increase YOY.

Company Website:


Markets Served:


Company HQ:

Jacksonville, FL

3d rendering of a row of luxury townhouses along a street

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