LoanPASS is a modern pricing and automated underwriting platform built specifically for the complexity of QM, Non-QM, DSCR and portfolio lending. By replacing legacy PPEs, spreadsheets and manual workarounds with deterministic, rules-driven decisioning, LoanPASS enables lenders to launch products faster, scale underwriting efficiently and deliver cleaner, more profitable loans.
Rigid, slow-moving systems have left lenders struggling to adapt to non-Agency lending demands. LoanPASS fundamentally changes this dynamic through open APIs and a no-code decisioning engine that automates pricing, eligibility verification and underwriting logic. Business teams can modify products, investor rules and guidelines in hours — not months — without engineering bottlenecks or added risk.
The results reflect strong product-market fit. Over the past five years, LoanPASS grew its lender client base by 365%, achieved 185% revenue growth and increased daily active users by 200%. Today, LoanPASS clients collectively originate more than $30 billion annually, including top Non-QM correspondents, a top-10 credit union and leading bridge lenders. Building on this momentum, LoanPASS acquired PMI Rate Pro and is developing the industry’s first fully configurable Non-QM AUS — delivering DU- and LP-style decision files on lender-defined terms. LoanPASS is rapidly becoming core infrastructure for modern non-Agency lending.
Company Website:
Markets Served:
Secondary and Non-Conforming Automated Underwriting, Pricing and Eligibility
Company HQ:
Miami, FL
