Kiavi is a tech-enabled non-bank lender providing financing to residential real estate investors across fix-and-flip, rental, and new construction projects. Its digital platform automates underwriting, pricing, and loan execution to deliver faster access to capital than traditional lending models.
The company’s technology is powered by machine-learning models trained on more than 22 billion data points from over 102,000 historical transactions. These models assess risk using property-level and market data rather than relying solely on borrower credit scores. Proprietary tools, including After-Repair Value and Property Risk models, allow Kiavi to underwrite loans quickly and provide pricing with a high degree of certainty early in the process.
Automation eliminates many manual steps, including third-party appraisals for certain transactions, enabling closings in as few as five business days. Borrowers can also manage inspections and draws digitally through mobile tools.
To date, Kiavi has funded more than $30 billion in loans to over 29,000 investors. In 2025, the company originated $7.3 billion in volume and surpassed 100,000 funded loans, reflecting continued demand for technology-driven investment financing.
Company Website:
Markets Served:
Single Family Investment and Property Management
Company HQ:
Pittsburgh, PA
