Informative Research (IR) delivers a unified credit and verification platform that helps lenders simplify workflows, reduce costs and improve pull-through across the loan origination process. By consolidating credit, income, employment and asset verifications into a single ecosystem, IR enables lenders to make faster, more confident decisions with fewer manual handoffs.
IR’s Credit Platform supports soft and hard pulls, tri-merge reports, FICO 10T, VantageScore 4.0, Mortgage Refresh and simulators, including SoftQual for credit-safe prequalification. Its Verification Platform provides a configurable waterfall across instant databases, consumer-permissioned payroll and manual research, integrating with providers such as The Work Number, Experian Verify, AccountChek, Halcyon and Thomas & Company. AccountChek further enables automated asset, income and employment verification while supporting rep and warrant relief through Fannie Mae and Freddie Mac.
In 2025, IR expanded its ecosystem with new payroll, tax transcript and employment verification integrations, increasing lender access to automated, permissioned data. Client impact is clear: V.I.P. Mortgage reduced verification costs by 75% on a portion of its loans using AccountChek, while lenders report up to a 20% reduction in repurchase risk.
By unifying data, automation and expert support, Informative Research helps lenders move faster, work smarter and lend with confidence at scale.
Company Website:
https://www.informativeresearch.com/
Markets Served:
Loan Origination
Company HQ:
Garden Grove, CA
