HW Tech100

Provides homeowners with a smart new loan alternative for accessing their home equity without any monthly payments or interest

Tech 100 Award Winners_All_Realestate43

Hometap helps to eliminate the house-rich, cash-poor crisis for homeowners, allowing them to accomplish their life goals by investing as much as $600,000 in exchange for a share of the future value of their home. As investors, not lenders, Hometap participates in the appreciation of homes — and gives homeowners the ability to settle anytime within 10 years. Unlike traditional home financing providers, the company aligns its goals with homeowners. And because Hometap isn’t a lender, the company is able to look beyond credit scores and debt-to-income ratios, forging relationships with responsible homeowners who want to love the home they’re in and still have the funding to accomplish other goals. Using innovative machine learning, Hometap has built a model that looks at hundreds of attributes to make more intelligent decisions about homeowners’ financial habits. Homeowners who were once restricted by their credit scores and other qualification criteria may now be able to access the equity in their homes without worrying about monthly payments or interest.

  • From January 1 to October 31, 2021, Hometap made four times as many investments as it did during the same period in 2020.
  • Hundreds of Trustpilot reviews illustrate the direct, positive impact Hometap has made on homeowners with an average of 4.8 stars, while 91% of reviewers gave us a five-star rating over the past year.

Company Website:


Markets Served:

Real Estate Investment and SFR

Company HQ:

Boston, MA

3d rendering of a row of luxury townhouses along a street

Log In

Forgot Password?

Don't have an account? Please