HomeLight is redefining mortgage and real estate transactions by applying AI to deliver a simpler, faster and more reliable experience from offer to close. At the center of its platform is Buy Before You Sell, the industry’s first AI-powered modern bridge loan, designed to help homeowners unlock equity from their current home and compete more effectively on their next purchase.
Buy Before You Sell removes a long-standing origination barrier: waiting for an existing home to sell before accessing equity. The program delivers instant approvals, automates underwriting and uses advanced document intelligence to extract critical details from purchase contracts with near-perfect accuracy. Borrowers can access up to 70-85% of their departing home’s equity to fund down payments, strengthen offers and manage moving costs. A built-in 120-day backup offer further reduces uncertainty by removing sale contingencies and lowering debt-to-income ratio (DTI) on the next mortgage — creating a more predictable path to close for borrowers and lenders alike.
Offered as a white-labeled solution, Buy Before You Sell is now used by more than 100 leading lenders, including four of the top five retail lenders representing over $114 billion in annual loan volume. The program has unlocked more than $885 million in homeowner equity, partnered with 28,000 agents and 22,000 loan officers and enabled underwriting productivity gains of 2-4x — cementing HomeLight’s role as a category-defining force in modern mortgage lending.
Company Website:
Markets Served:
Loan Origination
Company HQ:
Scottsdale, AZ
