HW Tech100

FormFree Tech 100 Mortgage

FormFree has long been recognized as an industry innovator — but 2022 might just be the company’s biggest year yet. From using borrowers’ direct-deposit data as a new way to verify income and employment to analyzing first-time homebuyers’ rent payment history using asset data, FormFree’s AccountChek solution powers underwriting initiatives endorsed by the GSEs. This data is delivered directly to banks for faster loan decision times and a more fraud-resistent loan application process.  

At a time when volume is down and not everyone is investing in innovation, FormFree not only helps lenders process and underwrite loans more efficiently, it also helps them extend credit more inclusively and confidently by providing a deeper understanding of borrowers’ true ability to pay.

Company Website:

Markets Served:

Loan Origination

Company HQ:

Athens, Georgia

3d rendering of a row of luxury townhouses along a street

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