Down Payment Resource (DPR) is the housing industry’s authority on homebuyer assistance program data and technology, connecting lenders, real estate professionals and consumers with more than 2,620 down payment assistance (DPA) programs nationwide. By embedding program intelligence directly into lending workflows, DPR helps lenders expand access to affordable homeownership while improving approval rates and borrower outcomes.
DPR’s Lender Suite delivers end-to-end DPA enablement across origination and underwriting. The DPA Directory helps product and secondary teams identify programs aligned to market needs, while the Loan Officer Portal automatically matches borrowers to company-approved options and the Underwriter Portal delivers program guidelines and overlays for compliant processing. DPR also supports lead generation and education through a Consumer Portal that creates personalized landing pages where homebuyers can assess eligibility and understand their assistance options.
A key differentiator is DPR’s integration with Encompass®, which brings DPA matching and program details into the LOS — eliminating external research and reducing handoffs between origination and underwriting. DPR’s Declined Loan Analysis further turns denial data into business intelligence, showing that up to 40% of declined applications may have been eligible for assistance and that each declined borrower can average 10 potential DPA programs. For lenders, this can translate into a 2-5% lift in production without additional marketing spend, while DPA reduces LTV by an average of 6% — helping more first-time and low-to-moderate income buyers reach the closing table.
Company Website:
https://downpaymentresource.com/
Markets Served:
Loan Origination
Company HQ:
Atlanta, GA
