CreditXpert uses proprietary predictive analytics to immediately show a mortgage loan officer how much an applicant’s credit score could improve in a 30-day period. For those with improvement potential, the CreditXpert platform generates a highly accurate target score plan. Its predictive analytics engine has been trained on nearly one billion credit inquiries, and it is used by more than 60,000 mortgage loan officers.
- Platform appeared on more than 26M credit reports and 3.5 million applicants received score improvement plans in 2021.
- Seventy-one percent of all mortgage applicants analyzed by CreditXpert’s platform could improve by at least one 20-point credit score band within 30-days.
- Thirty-four percent of mortgage applicants with an initial score below 639 could improve to 640 or higher within 30-days.
Helps applicants from every credit band identify potential opportunities to secure the best rates and terms.