Cotality (formerly CoreLogic) is the property intelligence backbone for the mortgage industry, transforming the world’s most comprehensive property data into actionable, AI-driven intelligence across the mortgage lifecycle. By operationalizing fragmented property, borrower and risk data, Cotality helps lenders and servicers make faster decisions, improve accuracy and reduce operational and compliance risk at scale.
Mortgage origination remains challenged by slow cycle times, inconsistent data and process-driven risk. Cotality addresses these issues through integrated automation spanning borrower verification, collateral valuation, hazard risk and closing-cost accuracy. AutomatIQ Borrower consolidates verification of employment and income (VOE/I), tax transcripts, SSN validation, verification of assets (VOA) and borrower analysis into a single workflow that reduces manual review and strengthens underwriting confidence. Cotality also improves transparency with flood determinations, life-of-loan monitoring and upfront property tax estimates that reduce surprises for borrowers and lenders.
The impact is measurable. Independent studies found AutomatIQ Borrower delivers $407 in value per file, reduces cycle times by 3.5 days, eliminates more than 40% of common errors and reduces 45% of investor inquiries. Cotality Flood Determinations show a 4.84x ROI with 99% of lenders reporting less manual effort and include a Water-tight Guarantee® that shifts liability off the lender. Cotality’s valuation platforms provide 62% operational leverage and can compress cycle time by up to four days, while SmartFees reduces TRID violations by roughly 42% and increases loan capacity by 38%, reinforcing Cotality’s role as a single source of truth for the homebuying journey.
Company Website:
Markets Served:
Loan Origination, Servicing, Secondary and Appraisal / Valuation, Title, Closing, Client Acquisition and Retention Solutions
Company HQ:
Irvine, CA
