Argyle delivers fast, accurate, consumer-permissioned income, employment and asset verification — helping lenders reduce verification costs by up to 80%, shorten loan processing times and improve underwriting confidence. With coverage of approximately 90% of the U.S. workforce and integrations across leading mortgage point-of-sale (POS) and loan origination software (LOS) environments, Argyle enables lenders to modernize verification workflows while reducing risk and improving the borrower experience.
Legacy verification methods are often slow, expensive and dependent on static databases that don’t reflect borrowers’ real financial lives. Argyle replaces that model with direct-source payroll and banking connections, providing real-time data through borrower-consented access. This approach supports automated verification of income and employment (VOI/E) and verification of assets (VOA) at scale and reduces the operational burden of document collection and manual review. Argyle integrates with widely used mortgage platforms — such as Encompass by ICE Mortgage Technology and the nCino Mortgage Suite — making adoption straightforward for lenders looking to consolidate and streamline verification waterfalls.
In the past 12 months, Argyle has expanded product breadth and delivered measurable results across clients. American Pacific Mortgage projects $1.58 million in annual savings while reducing cycle time by 12.5 days. Mutual of Omaha Mortgage reports more than $600,000 in annual savings, and ALCOVA Mortgage has achieved up to 88% cost savings per loan with strong automation rates. In 2025, Argyle expanded beyond income and employment with Verification of Assets (powered by direct-source banking connections via Mastercard) and Doc VOI, enabling a unified verification strategy that reduces complexity and accelerates underwriting across more borrower scenarios.
