Paul Gigliotti is the CEO of the California MBA, where he leads one of the most influential state mortgage associations in the country at the intersection of advocacy, policy, and industry strategy. Paul brings a rare, end-to-end perspective to housing finance. Prior to leading the association, he spent years operating and scaling mid-sized independent mortgage banks and helping grow Prudent AI a mortgage technology company. That experience — spanning production, operations, technology, and executive leadership — informs his pragmatic, approach to regulation, innovation, and advocacy. Today, Paul works with lenders industry stakeholders, and policymakers to shape legislation and provide important insights on where unintended consequences can emerge. He positions California MBA to provide early, informed engagement, which leads to better outcomes for the real estate finance industry and for consumers. He is a strong believer that advocacy is not political theater, but a strategic business discipline — one that protects access to credit, supports responsible innovation, and strengthens an industry that represents a meaningful share of the U.S. economy. Known for his direct and authentic style, Paul translates complex legislative and regulatory issues into clear, real-world implications for lenders, technology providers, and consumers. His leadership emphasizes collaboration, education, and practical solutions that allow the industry to grow responsibly while adapting to change. Paul is deeply committed to building a mortgage industry that is inclusive, sustainable, and accessible.
Posts By Paul
