What to expect at HousingWire’s Spring Summit

The focus of the Summit is The Year-Round Purchase Market. Record low rates led to a banner year for mortgage lenders in 2020, and this year is expected to be just as incredible.

Increasing lending and servicing capacity – regardless of rates

Business process outsourcing and digital transformation are proven solutions that more companies in the mortgage industry are turning to. Download this white paper for more.

HousingWire's 2021 Spring Summit

We’ve gathered four of the top housing economists to speak at our virtual summit, a new event designed for HW+ members that’s focused on The Year-Round Purchase Market.

An Honest Conversation on minority homeownership

In this episode, Lloyd interviews a senior research associate in the Housing Finance Policy Center at the Urban Institute about the history and data behind minority homeownership.

MagazineReal Estate

The fragmented voice of the appraisal industry

Appraisers reach for more representation

Appraisers, appriasal

Very few expected the housing market to crash as the market boomed forward in 2007. But it did. And every sector of the housing industry had its role to play in the crisis that followed. Appraisers are no exception. 

Many appraisers during that time found themselves giving in to pressure from lenders to ensure that homes were appraised at inflated values so that the sale would go through. When the market crashed, home prices plummeted and artificially inflated values made that drop even more catastrophic. 

The government came down hard with regulations after it bailed out Fannie Mae and Freddie Mac and realized major reform was needed. Passing laws like the Dodd-Frank Act, it doubled down on regulating the industry. 

But while all groups felt the impact of the regulations, they did not all feel it equally. For appraisers, one factor played a key role in the heat they received following the crisis – their representation. 

The rest of this content is for HW+ members. Join today with an HW+ Membership! Already a member? log in

HW+ includes weekly long-form digital content, HousingWire Magazine, access to HousingStack, and free admission to all HousingWire virtual events.

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