Let Valuation Tech Help Improve Your Collateral Valuation

Join this webinar to learn how technological advancements in valuation provide solutions to help lenders and servicers deliver more comprehensive offerings to their clients.

Talking proptech with FinLedger Director Holden Page

In this episode, Page discusses the hottest topics coming across FinLedger’s news desk. Topics include: the online banking market, what’s happening in the proptech space and recent private market deals.

With a reinvigorated CFPB, what’s next for the NYDFS?

While the CFPB is reinvigorated under the Biden administration, there’s plenty of room for it to retake a leading role and coordinate with the NYDFS.

Does your CRM hurt or help the customer experience?

In real estate, data is king. The more you leverage your own data the better off your agents or loan officers will be because they’ll be able to identify, target and create better customer experiences.


2020 HW Woman of Influence: Annette Lowder

Intercap Lending, Chief Operating Officer

Annette Lowder

Annette Lowder built Intercap Lending’s operations team from the ground up.

She started nearly from scratch in 2017, building up to now more than $1.8 billion in production in 2019, and she is already approaching $1 billion for 2020. As chief operating officer at Intercap Lending, Lowder built the operations team and systems to support one of Utah’s leading mortgage lenders. But the operations team wasn’t her first team to build at the company. Since mid-2016, Lowder has also built the underwriting, compliance, appraisal, processing, closing and disclosure teams from the ground up. Her expertise and guidance enabled Intercap to scale using technology, allowing all operations teams to work more files in less time. Lowder has been a driving force behind Intercap’s quick rise from less than $50 million in production per year to nearly $2 billion in annual production. In addition to this, Lowder is a mentor to those around her. Her ability to connect with her team and her willingness to jump into any problem make her unique. Lowder is a member of the Board of Directors for Utah Housing Corp., an organization dedicated to supporting affordable homeownership options in the state of Utah. As a member of the board, Lowder has been an important part of driving housing affordability during these extremely difficult times in the housing industry.

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Mortgage rates jump back up to 3.02%

The average 30-year fixed-rate mortgage rose nine basis points from the week prior to 3.02%, according to data released Thursday by Freddie Mac‘s PMMS. This is the first time in ten weeks mortgage rates have risen above 3%.

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3d rendering of a row of luxury townhouses along a street

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