Adam Constantine on MLK Jr.’s impact on housing equality

During the interview, Constantine explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.

Navigating capacity concerns amidst record-high volumes

High loan volumes continues to loom large in the new year, making the “one-stop-shop” approach to the servicing and lending process even more appealing.

How servicers continue to protect neighborhoods amid COVID

We spoke with MCS CEO Caroline Reaves about self-service technology, the shift to virtual and how servicers can prepare for post-COVID success by improving processes today.

How student loan debt impact homeownership

Student loan expert Catalina Kaiyoorawongs shares her practical and tangible advice for people who feel overwhelmed by their student loan debt.


2020 HW Vanguard: Nima Ghamsari

Blend, Cofounder and CEO

Nima Ghamsari, Cofounder and CEO, Blend

Under Nima Ghamsari’s leadership and vision, Blend has launched and expanded its consumer banking platform over the last year, as well as added to and improved upon its core mortgage offerings. 

In September 2019, the company launched One-tap Pre-approval for Mortgage and has since rolled it out to two of its largest customers, Wells Fargo and U.S. Bank. The technology enables lenders to verify a consumer’s assets, income and employment with source data at the very beginning of the application. 

In October 2019, Blend also announced an auto loan product to streamline the auto purchase and refinance experiences for consumers, while helping lenders drive efficiency, increase online application completion and improve fund rates. 

When the COVID-19 pandemic hit, Blend pivoted to meet the immediate needs of its lender customers. In addition to spinning up a portal in 72 hours to help customers process more than $7 billion in Paycheck Protection Program applications from small businesses through the CARES Act, Blend accelerated its digital closing offering. Ghamsari has raised more than $310 million in funding for Blend and partnered with some of the largest banks in the country. 

Today, the company works with more than 250 lenders and enables leading financial institutions to process more than $3 billion in loans per day. Ghamsari is also committed to diversity, inclusion and belonging at Blend and across the broader financial services industry. 

He fosters an environment at the company that creates opportunities and avenues for employees to express themselves. Inc. Magazine named Blend one of the Best Workplaces in 2019 and 2020. 

What’s the best advice you’ve ever received?
Focus on substance – creating value is the only thing that matters.

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