Awards

2020 HW Tech100 Mortgage winner: OptiFunder

Warehouse Management System leverages machine learning and AI

OptiFunder is a Warehouse Management System that leverages machine learning and AI to optimize and automate the use of warehouse lines for independent mortgage originators. Its patent-pending optimization algorithm ensures that every loan is funded with the most optimal warehouse line and automates the submission of funding requests to warehouse lenders.

  • OptiFunder Select decision engine uses machine learning to understand historical lending patterns
  • OptiFunder Connect automates and integrates an originator’s LOS to their warehouse lender’s systems, enabling a single-click automated funding request
  • On average, clients realize a 2.0 – 3.0 bps savings on funded volume, representing 10%-15% total expense reduction

http://www.optifunder.com

Latest Articles

Student loan defaults are rising, and Sun Belt demand may soften

Student loan delinquencies and defaults have trended upward since October 2025, when pandemic-driven policy leniency hit a hard deadline. The three U.S. credit bureaus resumed capturing and reporting student loan delinquencies and defaults and assigning lower credit scores. The lower credit scores – and particularly the appearance of a default – could prevent some prospective […]

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