As chief innovation officer, Nick Thomas leads Finicity’s data science team. Finicity’s intelligent, data-driven solutions improve the mortgage origination process by cutting time, saving money, increasing accuracy and improving security and privacy. Under Thomas’ guidance, Finicity has taken a leadership role in consumer-permissioned financial data to accelerate the digital mortgage experience, ultimately progressing credit decisioning significantly over the foreseeable future. Thomas has been dedicated to building Finicity’s mission to improve the lives of individuals and families through opening banking, in turn, empowering consumers to use their financial data to achieve greater financial literacy. He has been instrumental in developing a platform that looks to transform the way consumers experience money, leading to better financial outcomes for consumers. Within mortgage, Thomas plays a key role in the evolution of the digital mortgage experience including leadership in digital verifications. Thomas has been instrumental at Finicity in driving innovation in technology that helps lenders and borrowers alike. Along with CEO Steve Smith, Thomas can be credited with Finicity’s focus on improving the mortgage process through the use of consumer-permissioned data. Mortgage origination is becoming more and more digital thanks to new technology and solutions being pushed by consumer demand for a simpler, faster, modern mortgage experience.
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