Industry Update: the Future of eClosing and RON

Join industry experts for an in-depth discussion on the future of eClosing and how hybrid and RON closings benefit lenders and borrowers.

DOJ v. NAR and the ethics of real estate commissions

Today’s HousingWire Daily features the first-ever episode of Houses in Motion. We discuss the Department of Justice’s recent move to withdraw from a settlement agreement with the NAR.

Hopes for generational investment in housing fade in DC

Despite a Democratic majority, the likelihood of a massive investment in housing via a $3.5 trillion social infrastructure package appears slim these days. HW+ Premium Content

How Biden’s Neighborhood Homes proposal impacts real estate investors

Dubbed the Neighborhood Homes Tax Credit, the proposal is part of the larger American Jobs Plan legislation — also known as Biden’s infrastructure plan. Here's a look into how it impacts real estate investors.


2020 HW Tech Trendsetter: Nick Thomas

Finicity, Chief Innovation Officer

Nick Thomas, Chief Innovation Officer, Finicity

As chief innovation officer, Nick Thomas leads Finicity’s data science team. Finicity’s intelligent, data-driven solutions improve the mortgage origination process by cutting time, saving money, increasing accuracy and improving security and privacy. Under Thomas’ guidance, Finicity has taken a leadership role in consumer-permissioned financial data to accelerate the digital mortgage experience, ultimately progressing credit decisioning significantly over the foreseeable future. Thomas has been dedicated to building Finicity’s mission to improve the lives of individuals and families through opening banking, in turn, empowering consumers to use their financial data to achieve greater financial literacy. He has been instrumental in developing a platform that looks to transform the way consumers experience money, leading to better financial outcomes for consumers. Within mortgage, Thomas plays a key role in the evolution of the digital mortgage experience including leadership in digital verifications. Thomas has been instrumental at Finicity in driving innovation in technology that helps lenders and borrowers alike. Along with CEO Steve Smith, Thomas can be credited with Finicity’s focus on improving the mortgage process through the use of consumer-permissioned data. Mortgage origination is becoming more and more digital thanks to new technology and solutions being pushed by consumer demand for a simpler, faster, modern mortgage experience. 

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The housing market is losing steam

Mortgage applications for new home purchases decreased 3% from May and 23.8% year over year, suggesting buyer fatigue in the housing market.

Jul 20, 2021 By
3d rendering of a row of luxury townhouses along a street

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