Awards

2020 HW Rising Star: Karen Kreutziger

Flat Branch Home Loans CEO

Karen Kreutziger
Flat Branch Home Loans CEO, Age: 37

Since joining Flat Branch Home Loans as a processor about nine years ago, Karen Kreutziger quickly worked her way up to CEO while helping the company achieve significant growth. When she started at Flat Branch Home in 2011, Kreutziger showed drive that has since led her to her current role. From selling direct to agencies like Freddie Mac and Fannie Mae to creating programs for new products such as the HUD 184 and portfolio loans, Kreutziger consistently takes the lead when it comes to improving Flat Branch Home Loans’ competitive edge. And she does all that while maintaining a good client experience. Under her management, the company has grown from 30 people in three locations to more than 400 people across 15 states in 53 locations, and is looking to originate more than $2 billion in loans this year. At Flat Branch Home Loans, she collaborated with a programmer to customize processes and enable teams to automate time-consuming and repetitive tasks. In addition, she obtained her insurance license and added an insurance division to Flat Branch Home Loans. 

What is one thing you would tell a younger version of yourself? 
“If you’re trying to grow into a leadership role, my advice is to get a mentor. A mentor with different strengths than you so you can work on being more well-rounded. Confidence would be the other piece. You must be confident.”

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