Adam Constantine on MLK Jr.’s impact on housing equality

During the interview, Constantine explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.

Navigating capacity concerns amidst record-high volumes

High loan volumes continues to loom large in the new year, making the “one-stop-shop” approach to the servicing and lending process even more appealing.

Amid record-high origination volumes, mortgage fraud risk is down

CoreLogic's recently released Mortgage Fraud Report is the industry standard for nationwide fraud monitoring and analysis. Read the findings here.

How student loan debt impact homeownership

Student loan expert Catalina Kaiyoorawongs shares her practical and tangible advice for people who feel overwhelmed by their student loan debt.

Awards

2020 HW Rising Star: Karen Kreutziger

Flat Branch Home Loans CEO

Karen Kreutziger
Flat Branch Home Loans CEO, Age: 37

Since joining Flat Branch Home Loans as a processor about nine years ago, Karen Kreutziger quickly worked her way up to CEO while helping the company achieve significant growth. When she started at Flat Branch Home in 2011, Kreutziger showed drive that has since led her to her current role. From selling direct to agencies like Freddie Mac and Fannie Mae to creating programs for new products such as the HUD 184 and portfolio loans, Kreutziger consistently takes the lead when it comes to improving Flat Branch Home Loans’ competitive edge. And she does all that while maintaining a good client experience. Under her management, the company has grown from 30 people in three locations to more than 400 people across 15 states in 53 locations, and is looking to originate more than $2 billion in loans this year. At Flat Branch Home Loans, she collaborated with a programmer to customize processes and enable teams to automate time-consuming and repetitive tasks. In addition, she obtained her insurance license and added an insurance division to Flat Branch Home Loans. 

What is one thing you would tell a younger version of yourself? 
“If you’re trying to grow into a leadership role, my advice is to get a mentor. A mentor with different strengths than you so you can work on being more well-rounded. Confidence would be the other piece. You must be confident.”

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3d rendering of a row of luxury townhouses along a street

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