Erik Bernhardsson, co-founder and chief technology officer

As the co-founder of, Erik Bernhardsson is largely responsible for the company’s innovation and technology.

Through Bernhardsson’s leadership, has funded nearly $4 billion in loans and is currently producing $350 million a month in loans. In his position as chief technology officer, Bernhardsson has built a loan origination system that replaces the commissioned loan officer with an automated system, therefore making the mortgage process faster, cheaper and more transparent for borrowers. Thanks to the technology Bernhardsson and his team have created, borrowers can now get rates in seconds and a pre-approval in three minutes through the company’s website. Additionally, the proprietary technology Bernhardsson has helped create now allows to close mortgages 50% quicker than the industry average of 42 days. 

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