Feature: The H4P 

By all accounts, the HECM for Purchase product is underutilized. Since it first launched in 2009, lenders have simply failed in their attempts to market the H4P and inform Realtors about its potential, inciting some to claim that, as an industry, we have failed the product. But despite its limited success to date, the H4P is a tremendously valuable tool that can help seniors purchase a new home using their existing equity, possibly downsizing into residences that better suit their needs as they age. The premise makes sense, and as more and more baby boomers reach retirement age in the