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mortgage disclosure reform

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CFPB Launches Fourth Round of Mortgage Disclosure Testing HW+

Sep 13, 2011By

The Consumer Financial Protection Bureau (CFPB) has launched the fourth round of drafts for public comment in their process to reform the Good Faith Estimate and Truth in Lending mortgage disclosures.   In the latest round, the CFPB is asking reviewers to consider how well the form presents two different loan options.  The two examples presented use the same version of the mortgage disclosure form, and allows review to see how easy it is to compare competing loan options.  The goal of this round of testing is to determine if the current form of the disclosure actually helps consumers

3d rendering of a row of luxury townhouses along a street

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