housing credit availability index

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Mortgage credit availability reaches post-crisis high among GSEs, government lenders

Oct 25, 2018By

Mortgage lenders are opening access to credit as mortgage interest rates continue to rise. Overall, mortgage credit availability declined in the second quarter of 2018, however, the decrease was due to a market shift of more buyers moving to the portfolio channel in the second quarter, which has much tighter lending standards.

3d rendering of a row of luxury townhouses along a street

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