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		<loc>https://www.housingwire.com/articles/moodys-downgrades-mortgage-bonds-guaranteed-mbia/</loc>
		<lastmod>2012-11-21T13:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/dataquick-las-vegas-monthly-home-sales-117/</loc>
		<lastmod>2012-11-21T13:35:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/fannie-mae-releases-attorney-trustee-fee-guidelines/</loc>
		<lastmod>2012-11-21T14:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/harp-20-made-big-difference-capital-economics/</loc>
		<lastmod>2012-11-21T15:14:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/arizona-association-realtors-names-new-ceo/</loc>
		<lastmod>2012-11-21T15:22:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/bofa-sued-cifg-mortgage-backed-securities/</loc>
		<lastmod>2012-11-21T16:48:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/monday-morning-cup-coffee-g-fee-hike-key-states-faces-limited-opposition/</loc>
		<lastmod>2012-11-25T22:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mbia-renames-subsidiary-countrywide-lawsuit/</loc>
		<lastmod>2012-11-26T09:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/vanishing-first-time-homebuyer/</loc>
		<lastmod>2012-11-26T09:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/back-work-fiscal-cliff-looms-congress/</loc>
		<lastmod>2012-11-26T09:56:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fifth-third-chief-credit-officer-resign/</loc>
		<lastmod>2012-11-26T10:02:00+00:00</lastmod>
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		<lastmod>2012-11-26T10:07:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/blackstone-buys-hundreds-homes-rent-out/</loc>
		<lastmod>2012-11-26T10:24:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hammerhouse-launches-mortgage-recruitment-division/</loc>
		<lastmod>2012-11-26T10:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-debt-overhang-holding-recovery/</loc>
		<lastmod>2012-11-26T10:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/atlanta-fed-graphs-show-regional-housing-demand-outstrips-mortgage-financing/</loc>
		<lastmod>2012-11-26T12:01:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/October%20home%20sales.png</image:loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Homebuyer%20traffic%20levels.png</image:loc>
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		<loc>https://www.housingwire.com/articles/florida-property-investments-bring-more-mortgage-fraud/</loc>
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		<lastmod>2012-11-26T12:20:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/castle-stawiarski-operations-are-unaffected-midst-lawsuit-business-usualo/</loc>
		<lastmod>2012-11-26T13:10:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/sec-commissioner-elisse-walter-replace-chairman-schapiro/</loc>
		<lastmod>2012-11-26T13:48:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/out-sync-mortgage-laws-create-housing-recovery-hurdle/</loc>
		<lastmod>2012-11-26T14:52:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/ginnie-mae-guarantees-about-37-billion-october/</loc>
		<lastmod>2012-11-26T14:58:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/hidden-foreign-investor-rmbs-debacle/</loc>
		<lastmod>2012-11-26T16:03:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/45283-a-night-for-ncoa/</loc>
		<lastmod>2012-11-26T16:20:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lps-mortgage-delinquency-rates-drop-after-september-spike/</loc>
		<lastmod>2012-11-26T16:30:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/impac-mortgage-announces-unusual-trading-activity/</loc>
		<lastmod>2012-11-26T16:55:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/equity-residential-avalonbay-acquire-archstone-lehman/</loc>
		<lastmod>2012-11-26T17:17:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lps-report-reveals-home-price-increase/</loc>
		<lastmod>2012-11-26T18:14:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/home-prices-sixth-consecutive-month-spcase-shiller/</loc>
		<lastmod>2012-11-27T09:11:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fannie-mae-failure-mortgage-shop-costs-borrowers/</loc>
		<lastmod>2012-11-27T09:34:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Fannie%20Mae%20chart.png</image:loc>
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		<loc>https://www.housingwire.com/articles/fhfa-cites-eight-months-home-price-increase/</loc>
		<lastmod>2012-11-27T10:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/what-commissioner-walter-will-mean-sec/</loc>
		<lastmod>2012-11-27T12:37:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/wells-fargo-mortgage-domination-not-due-higher-origination-volume-fbr/</loc>
		<lastmod>2012-11-27T13:45:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/proposed-mortgage-rules-threaten-private-rmbs-comeback/</loc>
		<lastmod>2012-11-27T14:34:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/cfpb-files-motion-dismiss-case-against-cordray-recess-appointment/</loc>
		<lastmod>2012-11-27T14:36:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/equity-residential-rating-watch-negative-following-archstone-acquisition/</loc>
		<lastmod>2012-11-27T15:01:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/case-reversing-negative-credit-scores-three-years/</loc>
		<lastmod>2012-11-27T15:49:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/mortgage-debt-lowest-levels-2006/</loc>
		<lastmod>2012-11-27T16:33:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/deutsche-bank-outlook-shows-fed-mbs-purchases-distorting-treasuries/</loc>
		<lastmod>2012-11-27T16:57:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Deutsche%20Bank%20Fed%20v%20Treasuries.png</image:loc>
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		<loc>https://www.housingwire.com/articles/video-recession-will-happen-regardless-fiscal-cliff-thanks-housing/</loc>
		<lastmod>2012-11-27T17:40:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/mortgage-insurer-united-guaranty-focuses-risk-based-pricing/</loc>
		<lastmod>2012-11-27T17:45:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/mortgage-applications-mostly-unchanged-drop-slightly/</loc>
		<lastmod>2012-11-28T07:22:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/freddie-mac-increased-mortgage-purchases-october/</loc>
		<lastmod>2012-11-28T08:56:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/debtx-cre-loan-prices-rise/</loc>
		<lastmod>2012-11-28T09:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/cifg-sues-jpmorgan-over-mortgage-cdos/</loc>
		<lastmod>2012-11-28T10:30:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/attorney-glen-trudel-joins-ballard-spahr/</loc>
		<lastmod>2012-11-28T11:43:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/unemployment-rate-drops-329-372-metro-areas/</loc>
		<lastmod>2012-11-28T11:50:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/obama-tells-americans-take-twitter-fiscal-cliff/</loc>
		<lastmod>2012-11-28T12:59:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/housing-market-47-back-normal-trulia-says/</loc>
		<lastmod>2012-11-28T13:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bofaml-ocwen-nationstar-may-develop-mortgage-lending-platforms/</loc>
		<lastmod>2012-11-28T14:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fannie-mae-announces-new-deed-lieu-requirements/</loc>
		<lastmod>2012-11-28T17:22:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/sec-drops-wells-fargo-mbs-enforcement-action/</loc>
		<lastmod>2012-11-28T18:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/gdp-rose-27-3q/</loc>
		<lastmod>2012-11-29T09:03:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-rates-remain-virtually-unchanged/</loc>
		<lastmod>2012-11-29T09:41:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/prospect-mortgage-names-michael-williams-chairman/</loc>
		<lastmod>2012-11-29T09:48:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/ameribid-acquires-two-real-estate-auction-companies/</loc>
		<lastmod>2012-11-29T10:52:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fhfa-no-change-conforming-loan-limits-fannie-freddie/</loc>
		<lastmod>2012-11-29T11:28:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/tcw-changes-ginnie-mae-investment-stance/</loc>
		<lastmod>2012-11-29T11:31:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/multifamily-power-trulia-partners-apartmentguide-parent-rental-searches/</loc>
		<lastmod>2012-11-29T11:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fbr-flagstar-outearns-need-additional-capital-repay-tarp/</loc>
		<lastmod>2012-11-29T12:13:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mba-questions-g-fee-hike-help-pay-immigrant-visas/</loc>
		<lastmod>2012-11-29T13:32:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/all-signs-point-housing-recovery-or-do-they/</loc>
		<lastmod>2012-11-29T13:56:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/kansas-city-fed-low-income-households-mortgage-debt-wary/</loc>
		<lastmod>2012-11-29T14:28:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/analyst-questions-fannie-mae-freddie-mac-payback/</loc>
		<lastmod>2012-11-29T16:19:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/moodyos-avalonbay-and-equity-residential-can-absorb-archstone-acquisition/</loc>
		<lastmod>2012-11-29T16:25:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/coldwell-home-affordability-strong-many-real-estate-markets/</loc>
		<lastmod>2012-11-29T17:37:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hoenig-time-cut-safety-net-certain-banks/</loc>
		<lastmod>2012-11-30T09:18:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/house-republicans-want-volcker-rule-delay/</loc>
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		<loc>https://www.housingwire.com/articles/demarco-model/</loc>
		<lastmod>2012-11-30T09:39:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/building-permits-increase-55-october/</loc>
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		<loc>https://www.housingwire.com/articles/reo-rental-not-ready-prime-time/</loc>
		<lastmod>2012-11-30T10:01:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/living-large/</loc>
		<lastmod>2012-11-30T10:03:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/why-we-need-break-bank-america/</loc>
		<lastmod>2012-11-30T10:06:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/election-lessons/</loc>
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		<loc>https://www.housingwire.com/articles/video-wells-fargo-ceo-urges-policy-changes-improve-housing-market/</loc>
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		<loc>https://www.housingwire.com/articles/big-insurers-make-case-against-basel-iii/</loc>
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		<loc>https://www.housingwire.com/articles/illinois-ag-joins-dissent-against-g-fees/</loc>
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		<loc>https://www.housingwire.com/articles/credit-suisse-prices-another-private-rmbs/</loc>
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		<loc>https://www.housingwire.com/articles/zillow-completes-mortech-acquisition/</loc>
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		<loc>https://www.housingwire.com/articles/barclays-down-plays-chance-fha-treasury-draw/</loc>
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		<loc>https://www.housingwire.com/articles/introducing-hw-intel/</loc>
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		<loc>https://www.housingwire.com/articles/ny-fed-seeks-greater-understanding-primary-and-secondary-mortgage-market-interac/</loc>
		<lastmod>2012-12-03T10:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/construction-spending-remains-healthy-october/</loc>
		<lastmod>2012-12-03T11:03:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Construction%20Spending.png</image:loc>
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		<loc>https://www.housingwire.com/articles/deutsche-bank-launches-massive-mortgage-bond-tracker/</loc>
		<lastmod>2012-12-03T11:06:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/servicelink-names-kevin-coop-evp-enterprise-strategy/</loc>
		<lastmod>2012-12-03T11:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/asf-letter-supports-single-gse-platform/</loc>
		<lastmod>2012-12-03T11:54:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/fewer-cmbs-loans-require-special-servicing/</loc>
		<lastmod>2012-12-03T12:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofaml-forecasted-g-fee-increases-could-double-2013/</loc>
		<lastmod>2012-12-03T14:09:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/ny-fed-interactive-tool-provides-housing-market-data/</loc>
		<lastmod>2012-12-03T14:27:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/new-jersey-maintains-foreclosure-riddled-reputation/</loc>
		<lastmod>2012-12-03T14:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fitch-credit-suisse-rmbs-should-not-be-aaa/</loc>
		<lastmod>2012-12-03T14:38:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/phoenix-housing-market-looking/</loc>
		<lastmod>2012-12-03T14:42:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fha-sell-40000-distressed-loans-bulk-funds/</loc>
		<lastmod>2012-12-03T15:12:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bofaml-reits-yield-promising-results-2012/</loc>
		<lastmod>2012-12-03T15:31:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/mortgage%20REIT%20assets%20and%20equity%20raises.png</image:loc>
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		<loc>https://www.housingwire.com/articles/banks-thrive-record-mortgage-revenue/</loc>
		<lastmod>2012-12-03T15:46:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/everything-big-texas-including-foreclosure-filings/</loc>
		<lastmod>2012-12-03T16:09:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-hedge-funds-are-winners-declining-competitive-market/</loc>
		<lastmod>2012-12-03T16:24:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/tcw-group-acquire-direct-lending-unit/</loc>
		<lastmod>2012-12-03T17:17:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-reits-overdone/</loc>
		<lastmod>2012-12-03T22:21:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/obama-pulls-mortgage-deduction-fiscal-cliff-debate/</loc>
		<lastmod>2012-12-03T23:35:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/home-prices-rise-63-nationally/</loc>
		<lastmod>2012-12-04T08:56:00+00:00</lastmod>
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		<lastmod>2012-12-04T09:15:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/toll-brothers-4q-income-soars-tax-benefit-rising-demand/</loc>
		<lastmod>2012-12-04T09:39:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/home-pricing-recovery-accelerates-november/</loc>
		<lastmod>2012-12-04T10:14:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/chicago-tribune-time-end-judicial-foreclosure-process/</loc>
		<lastmod>2012-12-04T10:21:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/credit-rating-giants-win-major-rmbs-bond-rating-case/</loc>
		<lastmod>2012-12-04T10:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bofaml-one-million-harp-20-refis-december/</loc>
		<lastmod>2012-12-04T10:40:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/incremental%20savings%20from%20HARP%20cutoff.png</image:loc>
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		<loc>https://www.housingwire.com/articles/sp-private-label-rmbs-may-hit-15-billion-2013/</loc>
		<lastmod>2012-12-04T11:28:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fannie-mae-freddie-mac-and-fhlb-announce-dates/</loc>
		<lastmod>2012-12-04T11:50:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fdic-insured-bank-mortgage-issuance-rising/</loc>
		<lastmod>2012-12-04T11:51:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/judge-dismisses-some-claims-against-big-banks-massachusetts/</loc>
		<lastmod>2012-12-04T12:23:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/two-harbors-makes-deal-silver-bay-realty-trust/</loc>
		<lastmod>2012-12-04T12:34:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/credit-unions-take-qualified-mortgages-richard-cordray/</loc>
		<lastmod>2012-12-04T12:48:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/top-10-cities-avoid-when-buying-home/</loc>
		<lastmod>2012-12-04T12:50:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/us-bancorp-freddie-mac-raises-demands-banks-take-back-sour-mortgages/</loc>
		<lastmod>2012-12-04T13:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/when-foreclosure-takes-three-years/</loc>
		<lastmod>2012-12-04T13:36:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/45296-hot-seat-john-yedinak/</loc>
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		<loc>https://www.housingwire.com/articles/report-elizabeth-warren-shoe-senate-banking-committee/</loc>
		<lastmod>2012-12-04T14:32:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/small-changes-will-make-you-big-money-2013/</loc>
		<lastmod>2012-12-04T14:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/capital-economics-fed-likely-replace-operation-twist-more-qe3/</loc>
		<lastmod>2012-12-04T14:35:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Fed%20asset%20holdings%20and%20monetary%20base.png</image:loc>
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		<loc>https://www.housingwire.com/articles/specialized-loan-servicing-create-250-jobs-new-tempe-office/</loc>
		<lastmod>2012-12-04T15:13:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/45301-the-november-december-2012-issue/</loc>
		<lastmod>2012-12-04T15:43:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/ci-keeps-its-momentum/</loc>
		<lastmod>2012-12-04T16:14:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/pnc-financial-services-suspends-evictions-holidays/</loc>
		<lastmod>2012-12-04T16:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/title-insurance-premiums-keep-rising/</loc>
		<lastmod>2012-12-04T17:34:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/clear-capital-tax-hike-could-stall-housing-appreciation/</loc>
		<lastmod>2012-12-04T17:40:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mba-calls-government-backed-multifamily-insurance-program/</loc>
		<lastmod>2012-12-04T17:49:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/nevada-ag-misconduct-coverup-alleged-robo-signing-case/</loc>
		<lastmod>2012-12-04T23:22:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-applications-rise-45-increased-refinancings/</loc>
		<lastmod>2012-12-05T07:22:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lps-foreclosure-starts-drop-219-mortgage-servicing-settlement/</loc>
		<lastmod>2012-12-05T09:05:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Screen%20shot%202012-12-05%20at%207.52.21%20AM.png</image:loc>
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		<loc>https://www.housingwire.com/articles/home-price-recovery-will-remain-slow/</loc>
		<lastmod>2012-12-05T09:58:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/southwestern-pennsylvania-reveals-november-housing-market-growth/</loc>
		<lastmod>2012-12-05T10:23:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/housing-market-continues-strengthen-struggling-economy/</loc>
		<lastmod>2012-12-05T11:20:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/deutsche-bank-anticipates-academic-likely-replace-demarco/</loc>
		<lastmod>2012-12-05T11:22:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/kroll-issues-preliminary-ratings-freddie-mac-multifamily-bonds/</loc>
		<lastmod>2012-12-05T11:25:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Kroll%20preliminary%20ratings.png</image:loc>
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		<lastmod>2012-12-05T11:54:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/deutsche-bank-predicts-any-fhfa-principal-forgiveness-will-be-earned/</loc>
		<lastmod>2012-12-05T12:43:00+00:00</lastmod>
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		<lastmod>2012-12-05T12:49:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/richard-cordray-chicago-report-foreclosure-problems/</loc>
		<lastmod>2012-12-05T13:36:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/amherst-non-performing-loans-shrink-10-billion-november/</loc>
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		<loc>https://www.housingwire.com/articles/fannie-explain-new-fhfa-contract-harmonization-servicing-rules/</loc>
		<lastmod>2012-12-05T14:07:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/citi-economic-recovery-too-weak-cut-mortgage-loss-reserves/</loc>
		<lastmod>2012-12-05T14:22:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bank-america-shares-topped-10-first-time-july-2011/</loc>
		<lastmod>2012-12-05T14:47:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hedge-fund-manager-turned-billionaire-predicts-greater-housing-rebound/</loc>
		<lastmod>2012-12-05T15:25:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/citi-mortgage-portfolio-loss-reserves-remain-intact/</loc>
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		<loc>https://www.housingwire.com/articles/bid-winner-fha-backed-troubled-mortgages-named/</loc>
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		<loc>https://www.housingwire.com/articles/arizona-economy-may-fully-recover-within-three-years/</loc>
		<lastmod>2012-12-05T17:41:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/realtytrac-distressed-property-and-reo-sales-rise-3q/</loc>
		<lastmod>2012-12-05T17:54:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/redwood-barclays-team-first-rmbs-deal-2013/</loc>
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		<loc>https://www.housingwire.com/articles/taylor-morrison-files-ipo/</loc>
		<lastmod>2012-12-05T18:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/multifamily-loan-delinquency-rates-decline-3q/</loc>
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		<loc>https://www.housingwire.com/articles/mortgage-rates-move-slightly/</loc>
		<lastmod>2012-12-06T10:02:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lifeline-holdings-and-dwellworks-team-single-family-investment-homes/</loc>
		<lastmod>2012-12-06T11:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/illinois-bill-designed-speed-foreclosures-passes-state-assembly/</loc>
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		<loc>https://www.housingwire.com/articles/expiring-law-pushes-short-sale-spurt/</loc>
		<lastmod>2012-12-06T12:06:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/chla-responds-fha-financial-report/</loc>
		<lastmod>2012-12-06T12:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-banker-q-financial-expanding-east-coast/</loc>
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		<loc>https://www.housingwire.com/articles/demarcos-bold-plans-new-mortgage-securitization-model/</loc>
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		<loc>https://www.housingwire.com/articles/demarco-says-harp-intended-one-time-execution/</loc>
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		<loc>https://www.housingwire.com/articles/financial-services-litigator-todd-gale-returns-dykema/</loc>
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		<lastmod>2012-12-06T17:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/moodyos-detroit-dallas-biggest-cmbs-losers/</loc>
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		<loc>https://www.housingwire.com/articles/unemployment-rate-labor-participation-both-decline-november/</loc>
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		<lastmod>2012-12-07T11:30:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/prepayments%20by%20big%20lenders.png</image:loc>
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	</url>
	<url>
		<loc>https://www.housingwire.com/articles/rbs-forecasts-december-prepayments-slightly-drop/</loc>
		<lastmod>2012-12-07T12:06:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Freddie%20Mac%2030%20year%20short-term%20prepayment%20.png</image:loc>
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	</url>
	<url>
		<loc>https://www.housingwire.com/articles/gramercy-gets-second-chance-net-lease-reit/</loc>
		<lastmod>2012-12-07T12:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/credit-suisse-home-price-appreciation-will-move-2013/</loc>
		<lastmod>2012-12-07T13:17:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/HPA%20across%20nation.png</image:loc>
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	<url>
		<loc>https://www.housingwire.com/articles/denver-home-prices-return-2007-levels/</loc>
		<lastmod>2012-12-07T14:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/obama-scorecard-reveals-more-housing-improvement/</loc>
		<lastmod>2012-12-07T15:01:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/countrywide-motion-seal-borrower-info-denied/</loc>
		<lastmod>2012-12-07T15:10:00+00:00</lastmod>
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		<lastmod>2012-12-07T15:55:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/six-defendants-sentenced-miami-mortgage-fraud-scheme/</loc>
		<lastmod>2012-12-07T17:02:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/mbs-investors-eventually-pushed-sidelines-uncertainty/</loc>
		<lastmod>2012-12-07T17:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fhfa-inspector-general-recommends-fannie-freddie-better-monitor-senior-staff-pay/</loc>
		<lastmod>2012-12-07T17:35:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/monday-morning-cup-coffee-fdic-gets-some-indymac-money-back/</loc>
		<lastmod>2012-12-09T21:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mgic-sees-delinquent-loan-inventory-drop-new-business-hits-22-billion/</loc>
		<lastmod>2012-12-10T09:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fiscal-cliff-shadows-fitch-stable-equity-reit-outlook/</loc>
		<lastmod>2012-12-10T10:49:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Fitch%202013%20Outlook.png</image:loc>
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		<loc>https://www.housingwire.com/articles/barclays-capital-projects-rising-home-prices-fewer-mortgage-defaults/</loc>
		<lastmod>2012-12-10T10:54:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/projected%20cumulative%20default%20and%20losses.png</image:loc>
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		<lastmod>2012-12-10T10:55:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/homebuilders-turn-profit-lending-revenue/</loc>
		<lastmod>2012-12-10T11:13:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lending-tree-reports-most-homeowners-refinance-under-same-terms/</loc>
		<lastmod>2012-12-10T11:31:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/LendingTree%20Survey.png</image:loc>
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		<lastmod>2012-12-10T11:48:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/census-bureau-reports-home-mover-rate-2012/</loc>
		<lastmod>2012-12-10T12:13:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/macroeconomics-ringfence-housing-recovery/</loc>
		<lastmod>2012-12-10T12:19:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/looming-g-fee-hike-boosts-fannie-mae-bottom-line/</loc>
		<lastmod>2012-12-10T12:20:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/heartland-financial-completes-purchase-heritage-bank/</loc>
		<lastmod>2012-12-10T12:52:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/panhandle-real-estate-professionals-report-stable-housing-economy/</loc>
		<lastmod>2012-12-10T13:16:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/improving-conditions-means-positive-legacy-cmbs-market/</loc>
		<lastmod>2012-12-10T13:37:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/who-will-be-new-head-fannie-freddie-regulation/</loc>
		<lastmod>2012-12-10T13:58:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/fannie-mae-predicts-record-low-mortgage-rates-entering-2013/</loc>
		<lastmod>2012-12-10T14:13:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/greg-reiter-joins-wells-fargo-securities/</loc>
		<lastmod>2012-12-10T14:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/indymac-loses-more-1-million-single-chicago-short-sale/</loc>
		<lastmod>2012-12-10T15:30:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/clear-capital-expands-already-growing-team/</loc>
		<lastmod>2012-12-10T15:52:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/allen-iverson-gets-foreclosure-delayed/</loc>
		<lastmod>2012-12-10T16:05:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/despite-housing-rebound-construction-jobs-shrink/</loc>
		<lastmod>2012-12-10T16:55:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/treasury-ending-four-years-aig-stock-ownership/</loc>
		<lastmod>2012-12-10T17:41:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/nj-governor-signs-bill-speed-certain-foreclosures/</loc>
		<lastmod>2012-12-11T09:04:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/kbw-expects-slightly-lower-mortgage-origination-volume-2013/</loc>
		<lastmod>2012-12-11T09:43:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/commercialmultifamily-mortgage-debt-increases-fourth-consecutive-quarter/</loc>
		<lastmod>2012-12-11T10:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-insurer-genworth-names-thomas-mcinerney-ceo/</loc>
		<lastmod>2012-12-11T10:35:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/recovery-slows-hardest-hit-housing-markets/</loc>
		<lastmod>2012-12-11T11:25:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/academia-agency-and-gse-nominees-go-head-head/</loc>
		<lastmod>2012-12-11T11:25:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/attorney-tries-reopen-pick-payment-case-against-wells-fargo/</loc>
		<lastmod>2012-12-11T11:57:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/usfn-rotates-leadership/</loc>
		<lastmod>2012-12-11T12:02:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/ginnie-mae-prepayment-delinquency-rates-drop-november/</loc>
		<lastmod>2012-12-11T12:26:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/video-rbc-forecasts-more-one-million-2013-housing-starts/</loc>
		<lastmod>2012-12-11T13:47:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/cfpb-freezes-assets-california-law-firm-and-mortgage-help-center/</loc>
		<lastmod>2012-12-11T14:21:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/moodyos-low-interest-rate-environment-key-mortgage-securitization-recovery/</loc>
		<lastmod>2012-12-11T14:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fifth-third-halts-evictions-during-holidays/</loc>
		<lastmod>2012-12-11T14:52:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/fiservs-loanserv-selected-platform-bsi-financial-services/</loc>
		<lastmod>2012-12-11T15:09:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fed-expand-assets-4-trillion/</loc>
		<lastmod>2012-12-11T15:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/spotting-flops-versus-true-ads-public-service-marketing/</loc>
		<lastmod>2012-12-11T17:46:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/moodys-zandi-reports-financial-system-sound-now/</loc>
		<lastmod>2012-12-11T17:49:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/lres-reports-record-growth-2012/</loc>
		<lastmod>2012-12-11T17:51:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/california-dominates-sellers-markets/</loc>
		<lastmod>2012-12-11T18:28:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Top%20Buyers%27%20Seller%27s%20Markets.png</image:loc>
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		<loc>https://www.housingwire.com/articles/mba-applications-62/</loc>
		<lastmod>2012-12-12T08:01:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/corelogic-rental-income-profit-demand-remain-strong-investors/</loc>
		<lastmod>2012-12-12T09:28:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/treasury-sells-remaining-mt-warrants/</loc>
		<lastmod>2012-12-12T10:09:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/consumers-more-confident-about-home-buying/</loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Consumer%20Expections.png</image:loc>
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		<loc>https://www.housingwire.com/articles/seriously-delinquent-mortgages-fall-12/</loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/overall%20mortgage.png</image:loc>
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		<loc>https://www.housingwire.com/articles/obama-administration-launches-housing-psa/</loc>
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		<loc>https://www.housingwire.com/articles/multifamily-rentals-still-floating-high-corelogic/</loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/rent%20increases.png</image:loc>
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		<loc>https://www.housingwire.com/articles/sen-toomey-introduces-taxpayer-bailout-reduction-amendment/</loc>
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		<loc>https://www.housingwire.com/articles/stephen-cross-retire-fhfa/</loc>
		<lastmod>2012-12-12T12:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/foreclosure-filings-colorado-drop-5-year-low/</loc>
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		<loc>https://www.housingwire.com/articles/fed-leaves-rates-unchanged/</loc>
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		<loc>https://www.housingwire.com/articles/minnesota-housing-prices-reflect-healthy-economy/</loc>
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		<lastmod>2012-12-12T14:46:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/california-reports-thriving-november-home-sales/</loc>
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		<loc>https://www.housingwire.com/articles/fannie-mae-announces-attorney-fee-changes-six-states/</loc>
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		<loc>https://www.housingwire.com/articles/former-dallas-cowboys-player-faces-sentence-mortgage-scheme/</loc>
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		<loc>https://www.housingwire.com/articles/chicago-remains-top-buyerso-market/</loc>
		<lastmod>2012-12-12T15:44:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/pimco-fund-cuts-exposure-mortgages-treasurys/</loc>
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		<loc>https://www.housingwire.com/articles/billionaire-stan-kroenke-splits-real-estate-partner/</loc>
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		<loc>https://www.housingwire.com/articles/blueberry-systems-hires-two-new-vps/</loc>
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		<loc>https://www.housingwire.com/articles/fitch-no-existing-financial-entity-can-replace-fannie-freddie-multifamily/</loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/multifamily%20loans%20outstanding.png</image:loc>
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		<loc>https://www.housingwire.com/articles/realtytrac-big-five-banks-see-41-drop-pre-foreclosures/</loc>
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		<loc>https://www.housingwire.com/articles/elizabeth-warren-named-senate-banking-committee/</loc>
		<lastmod>2012-12-13T09:25:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-rates-edge-down-slightly/</loc>
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		<loc>https://www.housingwire.com/articles/obama-housing-adviser-heads-wells-fargo/</loc>
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		<loc>https://www.housingwire.com/articles/associations-make-final-push-mortgage-debt-forgiveness-extension/</loc>
		<lastmod>2012-12-13T10:57:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fitch-sees-carrington-mortgage-servicing-outlook-stable/</loc>
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		<loc>https://www.housingwire.com/articles/construction-jobs-housing-permits-rise-texas/</loc>
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	<url>
		<loc>https://www.housingwire.com/articles/england-landlord-fined-faces-potential-asbo/</loc>
		<lastmod>2012-12-13T13:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosures-are-down-bank-repos-are/</loc>
		<lastmod>2012-12-13T13:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/payoff-rate-cmbs-greater-50-second-month-row/</loc>
		<lastmod>2012-12-13T13:35:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/November%202012%20maturity%20status.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofaml-fed-replacement-operation-twist-expected/</loc>
		<lastmod>2012-12-13T14:31:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/duration%20impact%20of%20Fed%20.png</image:loc>
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	</url>
	<url>
		<loc>https://www.housingwire.com/articles/do-fha-loans-help-or-hurt-working-class/</loc>
		<lastmod>2012-12-13T14:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/ny-fed-agency-mbs-gross-purchases-hit-2555-billion/</loc>
		<lastmod>2012-12-13T14:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/want-mortgage-ask-your-friend-be-lender/</loc>
		<lastmod>2012-12-13T15:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/treasury-auction-30-year-bonds-draws-lower-yields-anticipated/</loc>
		<lastmod>2012-12-13T15:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/how-does-rpr-benefit-nar-members/</loc>
		<lastmod>2012-12-13T15:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/huds-reverse-mortgage-reform-proposals-gain-national-attention/</loc>
		<lastmod>2012-12-13T15:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-bust-stops-bofa-making-mortgage-securities-comeback/</loc>
		<lastmod>2012-12-13T15:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/california-continues-take-cake/</loc>
		<lastmod>2012-12-13T15:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bloomberg-mozilo-calls-countrywide-world-class-companyo/</loc>
		<lastmod>2012-12-13T15:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/underwater-homeowners-seek-relief-through-potential-scams/</loc>
		<lastmod>2012-12-13T15:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/meet-maine-attorney-who-exposed-robo-signing/</loc>
		<lastmod>2012-12-13T15:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/economists-predict-strong-2013-florida/</loc>
		<lastmod>2012-12-13T15:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mba-independent-mortgage-banker-profits-rise-3q/</loc>
		<lastmod>2012-12-13T15:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/homebuilders-earn-big-profits-mortgage-lending/</loc>
		<lastmod>2012-12-13T16:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/illinois-foreclosures-rise-11th-month/</loc>
		<lastmod>2012-12-13T16:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/senate-okays-bill-protecting-cfpb-privilege/</loc>
		<lastmod>2012-12-13T17:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/rbs-housing-policy-shift-reinforce-refinancings/</loc>
		<lastmod>2012-12-14T09:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/senator-present-fha-bill-holidays/</loc>
		<lastmod>2012-12-14T09:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/las-vegas-man-sentenced-mortgage-rescue-scam/</loc>
		<lastmod>2012-12-14T09:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/california-program-pays-mortgages-unemployed/</loc>
		<lastmod>2012-12-14T09:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/china-real-estate-crisis-threatens-investors/</loc>
		<lastmod>2012-12-14T10:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/lacker-objects-fomc-decision-continue-agency-mbs-purchases/</loc>
		<lastmod>2012-12-14T10:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/credit-unions-begin-capture-more-borrowers/</loc>
		<lastmod>2012-12-14T10:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/study-suggests-nyc-renting-more-valuable-buying/</loc>
		<lastmod>2012-12-14T11:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-lenders-look-talent-office-space/</loc>
		<lastmod>2012-12-14T11:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/process-servers-fear-when-delivering-foreclosure-notices/</loc>
		<lastmod>2012-12-14T11:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/cook-county-considers-land-bank-help-solve-housing-woes/</loc>
		<lastmod>2012-12-14T11:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/underwater-homeowner-416k-mortgage-gets-aid-through-harp/</loc>
		<lastmod>2012-12-14T12:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/amherst-lower-coupon-mortgages-best-hedge-specified-pool-securities/</loc>
		<lastmod>2012-12-14T12:50:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/servicing%20volume%20by%20major%20servicers.png</image:loc>
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	<url>
		<loc>https://www.housingwire.com/articles/zillow-completes-hotpads-acquisition/</loc>
		<lastmod>2012-12-14T13:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/dr-doom-roubini-housing-and-lending-recovery-real-overstated/</loc>
		<lastmod>2012-12-14T13:39:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/everyone-loves-low-mortgage-rate-especially-fed/</loc>
		<lastmod>2012-12-14T13:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/lexington-realty-trust-named-top-10-reit/</loc>
		<lastmod>2012-12-14T13:58:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/silver-bay-offers-ipo-during-opportune-time/</loc>
		<lastmod>2012-12-14T14:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofa-ceo-mortgage-lending-standards-need-tweaking/</loc>
		<lastmod>2012-12-14T14:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/treasury-finalizes-sale-aig-common-stock/</loc>
		<lastmod>2012-12-14T14:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fannie-freddie-sued-over-transfer-taxes/</loc>
		<lastmod>2012-12-14T15:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/morgan-keegan-faces-yet-another-scandal/</loc>
		<lastmod>2012-12-14T15:11:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/us-slightly-ahead-turkey-issuing-basel-iii-final-draft/</loc>
		<lastmod>2012-12-14T15:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/florida-still-leads-foreclosures/</loc>
		<lastmod>2012-12-14T15:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/chicago-metro-foreclosures-down-october/</loc>
		<lastmod>2012-12-14T15:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fay-servicing-creates-borrower-transparency-clients/</loc>
		<lastmod>2012-12-14T15:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/monday-morning-cup-coffee-property-values-continue-gain-momentum/</loc>
		<lastmod>2012-12-16T13:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/green-river-capital-launches-reo-rental-servicing-division/</loc>
		<lastmod>2012-12-17T09:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/southern-california-foreclosure-rate-reaches-6-year-low/</loc>
		<lastmod>2012-12-17T09:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/twitter-launches-archive-download-all-tweets/</loc>
		<lastmod>2012-12-17T10:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/greystone-tops-fha-backed-multifamily-loan-originator-list/</loc>
		<lastmod>2012-12-17T10:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosure-woes-keep-getting-worse-certain-judicial-states/</loc>
		<lastmod>2012-12-17T11:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-lending-eases-bit-housing-rebounds-slightly/</loc>
		<lastmod>2012-12-17T11:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/barclays-us-bank-tower-risk-default/</loc>
		<lastmod>2012-12-17T11:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/13th-fdic-suit-filed-against-georgia-bank/</loc>
		<lastmod>2012-12-17T12:52:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/pennsylvania-land-bank-law-bulk-housing/</loc>
		<lastmod>2012-12-17T13:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofaml-subprime-currently-best-performing-private-mortgage-bond/</loc>
		<lastmod>2012-12-17T13:27:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/non-agency%20prices.png</image:loc>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/non-agency%20paper.png</image:loc>
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	<url>
		<loc>https://www.housingwire.com/articles/ncua-sues-jpmorgan-over-credit-union-failures-tied-mbs/</loc>
		<lastmod>2012-12-17T13:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/hsh-nordbank-suing-streak-continues/</loc>
		<lastmod>2012-12-17T14:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/asf-stands-underwater-borrowers/</loc>
		<lastmod>2012-12-17T14:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/american-realty-capital-adds-another-reit-tally/</loc>
		<lastmod>2012-12-17T14:24:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/mortgage-settlement-money-funds-new-loans-michigan/</loc>
		<lastmod>2012-12-17T14:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/us-residents-increase-holdings-long-term-foreign-securities/</loc>
		<lastmod>2012-12-17T14:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofa-offload-29-midwest-banks-arvest/</loc>
		<lastmod>2012-12-17T14:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/treasury-proposes-cut-rates-some-mortgages-bonds/</loc>
		<lastmod>2012-12-17T14:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/optical-illusion-midday-mortgage-backed-securitizations/</loc>
		<lastmod>2012-12-17T14:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/will-mobile-banking-be-boon-or-bust-banks/</loc>
		<lastmod>2012-12-17T14:48:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/potentially-increasing-tax-rates-effects-stock-market/</loc>
		<lastmod>2012-12-17T14:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/orlando-sees-median-price-gain-17th-consecutive-month/</loc>
		<lastmod>2012-12-17T15:01:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/low-housing-inventory-pushes-lumber-futures-six-year-high/</loc>
		<lastmod>2012-12-17T15:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/credit-unions-pace-reach-record-number-originations/</loc>
		<lastmod>2012-12-17T15:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/one-million-homeowners-benefit-government-housing-q3/</loc>
		<lastmod>2012-12-17T15:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fnc-reiterates-best-liquidity-conditions-san-francisco-worst-chicago/</loc>
		<lastmod>2012-12-17T15:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/indiana-ag-sues-foreclosure-consultants/</loc>
		<lastmod>2012-12-17T15:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/illinois-takes-stance-foreclosure-backlog/</loc>
		<lastmod>2012-12-17T15:28:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/getting-creative-during-real-estate-transactions/</loc>
		<lastmod>2012-12-17T15:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/philadelphia-fed-local-bank-profitability-improves-declining-bad-debt/</loc>
		<lastmod>2012-12-17T17:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/could-home-appreciation-increase-demand-2013/</loc>
		<lastmod>2012-12-18T09:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/california-foreclosure-inventory-shrinks-short-sales-loan-mods/</loc>
		<lastmod>2012-12-18T09:40:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Screen%20shot%202012-12-18%20at%208.28.33%20AM.png</image:loc>
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		<loc>https://www.housingwire.com/articles/real-estate-investment-brings-about-potential-pitfalls/</loc>
		<lastmod>2012-12-18T10:06:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/default-law-florida-no-longer-supersized/</loc>
		<lastmod>2012-12-18T10:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/chinese-bank-funds-first-ever-major-us-loan-lennar/</loc>
		<lastmod>2012-12-18T11:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/how-real-estate-professionals-can-plan-ahead-2013/</loc>
		<lastmod>2012-12-18T11:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/aviv-reit-attempts-ipo-again/</loc>
		<lastmod>2012-12-18T11:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bob-anderson-joins-southwest-securities-svp/</loc>
		<lastmod>2012-12-18T11:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/houston-housing-inventory-drops-while-demand-increases/</loc>
		<lastmod>2012-12-18T11:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/hope-now-prevented-nearly-130000-foreclosures-october/</loc>
		<lastmod>2012-12-18T11:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/pimco-says-investors-should-reduce-risk/</loc>
		<lastmod>2012-12-18T12:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/remax-home-sales-jump-157-over-november-2011/</loc>
		<lastmod>2012-12-18T12:17:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/arbor-funds-eight-loans-under-fannie-mae-deals/</loc>
		<lastmod>2012-12-18T12:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/hedge-funds-private-equity-firms-place-bets-bad-fha-loans/</loc>
		<lastmod>2012-12-18T12:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/many-appraisers-will-be-office-holiday-season/</loc>
		<lastmod>2012-12-18T12:29:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Appraiser%20Survey.png</image:loc>
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		<loc>https://www.housingwire.com/articles/renters-distressed-property-units-face-uncertain-future/</loc>
		<lastmod>2012-12-18T12:35:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/first-mortgage-default-rate-edges-158/</loc>
		<lastmod>2012-12-18T12:58:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bank-america-shares-more-double-year/</loc>
		<lastmod>2012-12-18T13:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/production-mbs-prices-trades-lowest-levels-november/</loc>
		<lastmod>2012-12-18T13:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/home-loan-servicing-solutions-launches-public-offering/</loc>
		<lastmod>2012-12-18T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/goldman-sachs-teams-bain-capital-defend-dismissal-antitrust-suit/</loc>
		<lastmod>2012-12-18T14:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/hallmark-successful-mortgage-reits-leverage/</loc>
		<lastmod>2012-12-18T14:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/low-rates-spur-uptick-refinancings/</loc>
		<lastmod>2012-12-18T15:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/banks-are-somewhat-confident-safe-harbor-homeowner-litigation/</loc>
		<lastmod>2012-12-18T15:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mba-assembles-task-force-revisit-single-family-gse-reform/</loc>
		<lastmod>2012-12-18T15:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/zillow-allows-rental-agents-post-personal-webpages/</loc>
		<lastmod>2012-12-18T16:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/what-real-estate-trends-suggest-2013/</loc>
		<lastmod>2012-12-18T17:48:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Greatest%20inventory%20reductions.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-applications-fall-some-rates-rise/</loc>
		<lastmod>2012-12-19T08:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-starts-slow-after-strong-gains/</loc>
		<lastmod>2012-12-19T08:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/dataquick-foreclosures-down-half-largest-counties/</loc>
		<lastmod>2012-12-19T10:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/accenture-private-investors-make-competitive-mark-secondary-market/</loc>
		<lastmod>2012-12-19T11:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/galante-signals-cessation-fha-insured-reverse-mortgage-product/</loc>
		<lastmod>2012-12-19T11:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/us-reit-index-provides-risk-and-return-characteristics/</loc>
		<lastmod>2012-12-19T11:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fbr-capital-yield-credit-risk-and-securitization-boom-carries-new-year/</loc>
		<lastmod>2012-12-19T12:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/ally-financial-pays-back-45-billion-debt-fdic-program/</loc>
		<lastmod>2012-12-19T12:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/strained-housing-inventory-buoys-homebuilders-fitch/</loc>
		<lastmod>2012-12-19T12:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/ubs-pay-15-billion-fines-and-disgorgement/</loc>
		<lastmod>2012-12-19T12:59:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bank-america-amasses-64b-delinquent-loans/</loc>
		<lastmod>2012-12-19T13:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/outlier-event-2013-fed-buys-stocks-unconventional-monetary-policy/</loc>
		<lastmod>2012-12-19T13:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/stocks-fall-two-month-high-housing-starts-decrease/</loc>
		<lastmod>2012-12-19T13:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-backed-securities-mostly-holding-gains-despite-fed-buying/</loc>
		<lastmod>2012-12-19T13:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/elimination-mortgage-interest-tax-deduction-could-slow-lending/</loc>
		<lastmod>2012-12-19T13:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/apparently-canadians-are-paying-their-mortgages-faster/</loc>
		<lastmod>2012-12-19T14:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/wall-street-counting-housing-recovery/</loc>
		<lastmod>2012-12-19T14:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/miami-report-says-foreclosure-upkeep-tied-homes-zip-code/</loc>
		<lastmod>2012-12-19T14:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/banks-auction-fewer-bay-area-homes/</loc>
		<lastmod>2012-12-19T14:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/zillow-analyzes-13-straight-months-housing-appreciation/</loc>
		<lastmod>2012-12-19T14:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosure-attorney-violates-professional-rules-signing-his-own-name/</loc>
		<lastmod>2012-12-19T14:59:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fannie-and-freddie-libor-tied-losses-may-hit-billions/</loc>
		<lastmod>2012-12-19T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/low-interest-rates-will-continue-fuel-housing-recovery/</loc>
		<lastmod>2012-12-19T15:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/singer-rihanna-buys-12-million-pacific-palisades-home/</loc>
		<lastmod>2012-12-19T15:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/15-year-mortgage-becomes-go-loan/</loc>
		<lastmod>2012-12-19T15:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/expert-claims-fiscal-cliff-may-affect-housing-market-after-all/</loc>
		<lastmod>2012-12-19T15:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/pawlenty-lending-not-what-it-once-was/</loc>
		<lastmod>2012-12-19T15:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/freddie-mac-cfo-plans-retire-2013/</loc>
		<lastmod>2012-12-19T16:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fhfa-not-sure-libor-legal-action/</loc>
		<lastmod>2012-12-20T09:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/latest-economic-news-shows-jobless-claims-31-gdp-growth/</loc>
		<lastmod>2012-12-20T09:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-rates-mixed-following-positive-home-construction-reports/</loc>
		<lastmod>2012-12-20T10:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/home-sales-prices-rise-illinois/</loc>
		<lastmod>2012-12-20T11:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/us-homes-reach-first-cumulative-value-gain-2006/</loc>
		<lastmod>2012-12-20T12:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/nar-president-wishes-us-all-happy-holiday-season/</loc>
		<lastmod>2012-12-20T13:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/ag-prices-public-offering-common-stock-acquire-rmbs/</loc>
		<lastmod>2012-12-20T13:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-market-builds-stronger-foundation-cracks-remain/</loc>
		<lastmod>2012-12-20T13:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fed-monetary-policy-helping-top-hurting-bottom/</loc>
		<lastmod>2012-12-20T13:34:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/hud-cancels-foreclosure-property-deal-ohio-county-land-bank/</loc>
		<lastmod>2012-12-20T13:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/economy-sure-improve-home-sales-grow/</loc>
		<lastmod>2012-12-20T13:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fhfa-harp-helps-81000-homeowners-refinance-october/</loc>
		<lastmod>2012-12-20T13:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/five-oaks-files-ipo-115-million/</loc>
		<lastmod>2012-12-20T13:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/leon-black-makes-private-equity-stock-comeback/</loc>
		<lastmod>2012-12-20T14:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofa-foreclosures-offered-military-veterans/</loc>
		<lastmod>2012-12-20T14:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/nyse-euronext-sold-8-billion-intercontinentialexchange/</loc>
		<lastmod>2012-12-20T14:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosures-lost-victims-family-pets/</loc>
		<lastmod>2012-12-20T14:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/florida-housing-market-continues-sizzle/</loc>
		<lastmod>2012-12-20T14:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-backed-securities-and-treasurys-gain-volume-yields/</loc>
		<lastmod>2012-12-20T14:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/portland-foreclosure-rate-dips-october/</loc>
		<lastmod>2012-12-20T14:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosures-drop-south-florida-outpace-other-regions/</loc>
		<lastmod>2012-12-20T14:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/former-hud-assistant-secretary-rejoins-preservation-affordable-housing/</loc>
		<lastmod>2012-12-20T15:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/regions-bank-adds-jeffrey-rosen-government-guaranty-lending-team/</loc>
		<lastmod>2012-12-20T15:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/barney-frank-holder-consider-prosecutions-banking-industry/</loc>
		<lastmod>2012-12-20T15:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/kb-home-reports-decline-earnings-orders-slow/</loc>
		<lastmod>2012-12-20T15:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/cfpb-doj-partner-fair-lending-efforts/</loc>
		<lastmod>2012-12-20T15:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/moodyos-potential-fiscal-cliff-recession-weakens-private-label-rmbs/</loc>
		<lastmod>2012-12-20T15:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/reverse-mortgages-are-craze-are-they-too-risky/</loc>
		<lastmod>2012-12-20T15:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/report-mortgage-lending-likely-remain-tight-2013/</loc>
		<lastmod>2012-12-20T16:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fannie-mae-updates-property-preservation-guide/</loc>
		<lastmod>2012-12-20T16:58:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/rep-john-campbell-serve-chair-monetary-policy-subcommittee/</loc>
		<lastmod>2012-12-21T08:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/lps-712-us-loans-are-delinquent/</loc>
		<lastmod>2012-12-21T09:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/freddie-mac-buys-625-billion-mortgages/</loc>
		<lastmod>2012-12-21T09:54:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/homebuilder-lennar-launches-ipad-app/</loc>
		<lastmod>2012-12-21T10:20:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/khuzami-expected-leave-sec-next-month/</loc>
		<lastmod>2012-12-21T10:57:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/boehners-fiscal-cliff-fails-leaving-fate-housing-uncertain/</loc>
		<lastmod>2012-12-21T11:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/chicago-housing-permits-reach-highest-level-four-years/</loc>
		<lastmod>2012-12-21T11:59:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/CFNAI.png</image:loc>
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		<loc>https://www.housingwire.com/articles/homebuilders-benefit-small-housing-inventory/</loc>
		<lastmod>2012-12-21T12:16:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/2012-housing-market-year-review/</loc>
		<lastmod>2012-12-21T12:33:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/home-prices-continue-fall-10-cities/</loc>
		<lastmod>2012-12-21T12:39:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/stocks-fall-following-political-talk-treasury-prices-strengthen/</loc>
		<lastmod>2012-12-21T12:44:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/wmc-mortgage-sued-550-million-damages/</loc>
		<lastmod>2012-12-21T12:51:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hedge-funds-lousy-bets-article-claims/</loc>
		<lastmod>2012-12-21T13:07:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bofa-citi-miss-out-new-mortgage-frenzy/</loc>
		<lastmod>2012-12-21T13:36:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/performance-us-mortgages-mostly-unchanged-3q/</loc>
		<lastmod>2012-12-21T14:11:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-fiscal-cliff-may-be-coming/</loc>
		<lastmod>2012-12-21T14:32:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/video-housing-market-receives-b-minus-going-new-year/</loc>
		<lastmod>2012-12-21T14:37:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/fdic-files-more-suits-against-leaders-defunct-banks/</loc>
		<lastmod>2012-12-21T14:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/jpmorgan-chase-servicer-ratings-affirmed-outlook-negative/</loc>
		<lastmod>2012-12-21T15:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/federal-foreclosure-relief-funds-fail-reach-borrowers/</loc>
		<lastmod>2012-12-21T15:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/georgia-court-upholds-mers-role-grantee/</loc>
		<lastmod>2012-12-21T15:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/milwaukee-mayor-wants-state-help-combat-foreclosures/</loc>
		<lastmod>2012-12-21T15:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/korean-pop-star-psy-buys-125-million-la-condo/</loc>
		<lastmod>2012-12-21T16:30:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/lps-home-prices-edge-still-22-below-peak-levels/</loc>
		<lastmod>2012-12-26T07:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/major-investment-banks-targeted-international-rmbs-case/</loc>
		<lastmod>2012-12-26T08:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-recovery-sustained-43-uptick-prices/</loc>
		<lastmod>2012-12-26T09:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fiscal-cliff-now-just-days-away/</loc>
		<lastmod>2012-12-26T09:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/zillow-home-prices-expected-rise-31-2013/</loc>
		<lastmod>2012-12-26T09:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/survey-says-housing-marketing-will-improve-2013/</loc>
		<lastmod>2012-12-26T10:40:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/mbas-stevens-year-success-controversy/</loc>
		<lastmod>2012-12-26T11:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hsbc-targeted-municipal-lawsuit-citing-lost-tax-revenue/</loc>
		<lastmod>2012-12-26T11:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/homebuyer-bidding-wars-re-emerge-southern-california/</loc>
		<lastmod>2012-12-26T11:09:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/foreclosure-reviews-are-nearing-end/</loc>
		<lastmod>2012-12-26T11:34:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/credit-unions-win-2-million-new-members-benefit-anti-bank-sentiment/</loc>
		<lastmod>2012-12-26T12:16:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/kansas-real-estate-agents-fight-preserve-mortgage-tax-deduction/</loc>
		<lastmod>2012-12-26T13:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/investor-confidence-index-rises-slightly-december/</loc>
		<lastmod>2012-12-26T13:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/obama-administration-considers-refi-program-expansion/</loc>
		<lastmod>2012-12-26T13:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/rising-home-prices-heal-hardest-hit-real-estate-markets/</loc>
		<lastmod>2012-12-26T13:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mgic-investment-trading-soars-home-prices-beat-forecast/</loc>
		<lastmod>2012-12-26T13:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/oregon-banks-increase-lending-apartment-developers/</loc>
		<lastmod>2012-12-26T14:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/shadow-inventory-overhyped-housing-threat/</loc>
		<lastmod>2012-12-26T14:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/us-senator-sounds-alarm-mortgage-debt-relief-law/</loc>
		<lastmod>2012-12-26T14:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-refinancing-landscape-will-shift-focus-harp-compass-point/</loc>
		<lastmod>2012-12-26T14:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/cant-find-lender-try-credit-union/</loc>
		<lastmod>2012-12-26T14:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fed-pushes-investors-riskier-assets-fuels-biggest-gains-2009/</loc>
		<lastmod>2012-12-26T15:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/12-states-battling-most-foreclosures/</loc>
		<lastmod>2012-12-26T15:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/biggest-stock-market-liability-confidence-destruction/</loc>
		<lastmod>2012-12-26T15:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/declining-stocks-effect-low-volumes-mbs/</loc>
		<lastmod>2012-12-26T15:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/luxury-foreclosures-offer-real-estate-opportunities/</loc>
		<lastmod>2012-12-26T15:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/five-things-2013-should-bring-housing-market/</loc>
		<lastmod>2012-12-26T15:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bank-america-trades-36-million-shares-most-active-stock/</loc>
		<lastmod>2012-12-26T15:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/short-sales-surge-carolinas/</loc>
		<lastmod>2012-12-26T15:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/foreclosures-come-out-drips-and-drabs-florida-prices-rise/</loc>
		<lastmod>2012-12-26T17:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/geithner-takes-extraordinary-measures-avoid-debt-ceiling/</loc>
		<lastmod>2012-12-26T17:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/jobless-claims-fall-12000-filings/</loc>
		<lastmod>2012-12-27T08:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-bonds-benefit-administrations-housing-efforts/</loc>
		<lastmod>2012-12-27T09:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/cmls-selects-larson-sobotka-general-counsel/</loc>
		<lastmod>2012-12-27T10:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/facebook-tweaks-nearby-local-search-finally-emerging/</loc>
		<lastmod>2012-12-27T10:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/buying-home-2013-might-be-good-idea/</loc>
		<lastmod>2012-12-27T10:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/30-year-fixed-rate-mortgage-finishes-year-near-record-lows/</loc>
		<lastmod>2012-12-27T10:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/carringtons-sharga-interest-deduction-likely-be-far-more-limited/</loc>
		<lastmod>2012-12-27T10:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/become-photo-pro-your-smartphone-8-things-know/</loc>
		<lastmod>2012-12-27T10:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/home-prices-hit-milestone/</loc>
		<lastmod>2012-12-27T10:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fiscal-cliff-concerns-drive-december-drop-consumer-confidence/</loc>
		<lastmod>2012-12-27T10:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/new-residential-sales-hit-two-year-high-november/</loc>
		<lastmod>2012-12-27T10:59:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/home-loan-servicing-solutions-raises-462-million-public-offering/</loc>
		<lastmod>2012-12-27T11:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/moodyos-adjusts-ratings-4555-million-rmbs-issued-wells-fargo/</loc>
		<lastmod>2012-12-27T11:55:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/rating%20actions.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.housingwire.com/articles/housing-trend-points-bigger-homes/</loc>
		<lastmod>2012-12-27T11:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/reid-says-fiscal-cliff-likely-unavoidable/</loc>
		<lastmod>2012-12-27T12:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/if-2012-was-year-uncertainty-housing-what-will-2013-bring/</loc>
		<lastmod>2012-12-27T12:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/real-estate-contest-yields-2000-open-houses/</loc>
		<lastmod>2012-12-27T12:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/portland-foreclosure-rate-ticks/</loc>
		<lastmod>2012-12-27T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/doubts-linger-about-another-extensive-plan-underwater-borrowers/</loc>
		<lastmod>2012-12-27T13:19:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/federal-borrowing-fills-instead-crowding-out/</loc>
		<lastmod>2012-12-27T14:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/reverse-mortgages-touted-savings-tool-risks-remain/</loc>
		<lastmod>2012-12-27T14:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/twin-cities-land-bank-named-urban-land-bank-year/</loc>
		<lastmod>2012-12-27T14:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/proposed-empire-state-building-reit-plan-gets-go-ahead/</loc>
		<lastmod>2012-12-27T14:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/chase-gets-foreclosure-dismissal-reversed-appeal/</loc>
		<lastmod>2012-12-27T14:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bond-markets-hit-best-territory-two-weeks/</loc>
		<lastmod>2012-12-27T14:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/free-foreclosure-review-period-almost-florida/</loc>
		<lastmod>2012-12-27T14:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/different-foreclosure-timelines-create-bifurcated-housing-recovery/</loc>
		<lastmod>2012-12-27T15:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/what-will-happen-mortgage-rates-2013/</loc>
		<lastmod>2012-12-27T15:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/one-third-dealers-increase-demand-agency-rmbs-funding/</loc>
		<lastmod>2012-12-27T16:43:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/improvement%20in%20liquidity.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/demand%20of%20funding%20for%20RMBS%20versus%20non-agency%20RMBS.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.housingwire.com/articles/widow-caught-loan-mod-trap/</loc>
		<lastmod>2012-12-28T08:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/homeowners-probed-using-fake-documents-delay-foreclosures/</loc>
		<lastmod>2012-12-28T08:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/last-ditch-effort-made-fiscal-cliff-success-unlikely/</loc>
		<lastmod>2012-12-28T09:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/us-housing-doesnt-need-another-government-bailout/</loc>
		<lastmod>2012-12-28T11:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/kansas-city-banks-new-land-bank-curb-blight/</loc>
		<lastmod>2012-12-28T11:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/healing-housing-market-will-affect-economy-many-ways/</loc>
		<lastmod>2012-12-28T11:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bank-ceos-thinning-ice/</loc>
		<lastmod>2012-12-28T11:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/dont-sound-alarm-yet-fiscal-cliff-mortgage-issues-nar/</loc>
		<lastmod>2012-12-28T11:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/expected-foreclosure-wave-weakened-short-sale-rip-current/</loc>
		<lastmod>2012-12-28T11:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/sales-decline-prices-rise-las-vegas-housing-market/</loc>
		<lastmod>2012-12-28T12:36:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Las%20Vegas%20area%20numbers.png</image:loc>
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	<url>
		<loc>https://www.housingwire.com/articles/cfpb-more-lenders-get-exemption-reporting-hmda-data/</loc>
		<lastmod>2012-12-28T12:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-refinance-boom-boosts-revenue-big-banks/</loc>
		<lastmod>2012-12-28T12:41:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/residential-real-estate-2012-review/</loc>
		<lastmod>2012-12-28T12:53:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-rebound-accelerated-us-economy/</loc>
		<lastmod>2012-12-28T13:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/deutsche-bank-allegedly-sold-173-million-mbs/</loc>
		<lastmod>2012-12-28T13:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/lawmakers-receiving-vip-loans-countrywide-cleared-ethics-committee/</loc>
		<lastmod>2012-12-28T13:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/jim-chanos-provides-words-wisdom-investors/</loc>
		<lastmod>2012-12-28T13:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/homebuilder-stocks-bring-profits-2012/</loc>
		<lastmod>2012-12-28T13:31:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/orion-sells-property-3175-million/</loc>
		<lastmod>2012-12-28T13:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/idaho-department-finance-sues-former-mortgage-broker-fraud/</loc>
		<lastmod>2012-12-28T13:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/underwater-homeowners-accept-lower-wages/</loc>
		<lastmod>2012-12-28T13:38:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/investors-show-continued-interest-reits/</loc>
		<lastmod>2012-12-28T13:42:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/trepp-cmbs-spreads-inch-wider-volume-remains-light/</loc>
		<lastmod>2012-12-28T13:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/blackstone-sticks-sac-capital-despite-insider-trading-investigation/</loc>
		<lastmod>2012-12-28T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/court-sarasota-holds-bank-contempt/</loc>
		<lastmod>2012-12-28T14:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/investors-move-safe-haven-assets/</loc>
		<lastmod>2012-12-28T14:24:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/deadline-foreclosure-review-looms-millions/</loc>
		<lastmod>2012-12-28T14:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/patchcom-goes-foreclosure-house-hunt-missouri/</loc>
		<lastmod>2012-12-28T14:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/california-inland-still-seeing-distressed-home-sales/</loc>
		<lastmod>2012-12-28T15:02:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/reits-earn-spotlight-new-year/</loc>
		<lastmod>2012-12-28T15:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/dataquick-phoenix-housing-market-finishes-year-strong/</loc>
		<lastmod>2012-12-28T16:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/top-5-real-estate-deals-2012-new-york-city/</loc>
		<lastmod>2012-12-28T17:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/south-florida-launches-construction-four-condo-towers/</loc>
		<lastmod>2012-12-28T17:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fannie-mae-single-family-serious-delinquency-rates-continue-decline/</loc>
		<lastmod>2012-12-28T17:38:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/obama-optimistic-agreement-can-be-met-between-congressional-leaders/</loc>
		<lastmod>2012-12-28T18:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/monday-morning-cup-coffee-final-robosigning-settlement-reportedly-coming/</loc>
		<lastmod>2012-12-30T17:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/biden-senate-leader-work-last-minute-fiscal-cliff-deal/</loc>
		<lastmod>2012-12-31T08:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/east-coast-building-permit-issuance-falls/</loc>
		<lastmod>2012-12-31T09:57:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/housing%20permits%20east%20coast.png</image:loc>
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	</url>
	<url>
		<loc>https://www.housingwire.com/articles/corelogic-closing-its-85-person-office-san-antonio/</loc>
		<lastmod>2012-12-31T10:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/fiscal-cliff-could-affect-south-florida-housing-market/</loc>
		<lastmod>2012-12-31T10:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/most-interesting-houses-2012/</loc>
		<lastmod>2012-12-31T10:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/cfpb-staff-nearly-doubles-launch/</loc>
		<lastmod>2012-12-31T11:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/new-kansas-city-land-bank-ready-receive-properties/</loc>
		<lastmod>2012-12-31T11:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/small-housing-inventory-may-push-rental-demand-years/</loc>
		<lastmod>2012-12-31T11:59:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.housingwire.com/sites/default/files/editorial/bpc-housing-infographic3-v7.png.png</image:loc>
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	<url>
		<loc>https://www.housingwire.com/articles/carlyle-acquires-duff-phelps-6655-million/</loc>
		<lastmod>2012-12-31T12:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bofa-merrill-lynch-fiscal-cliff-will-affect-housing-recovery/</loc>
		<lastmod>2012-12-31T12:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/investors-take-risk-upcoming-year-hopes-greater-reward/</loc>
		<lastmod>2012-12-31T12:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/biggest-celebrity-house-flops-2012/</loc>
		<lastmod>2012-12-31T12:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/pocket-listings-raise-questions-about-mls-system-value/</loc>
		<lastmod>2012-12-31T13:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/investor-optimism-eases-treasury-debt-prices/</loc>
		<lastmod>2012-12-31T13:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/mortgage-backed-securities-hit-lows-following-fiscal-cliff-headlines/</loc>
		<lastmod>2012-12-31T13:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/homebuilder-hiring-helps-western-us-job-rebound/</loc>
		<lastmod>2012-12-31T13:23:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/reports-suggest-30-year-frm-should-be-below-3/</loc>
		<lastmod>2012-12-31T13:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/north-carolina-has-lowest-mortgage-rates/</loc>
		<lastmod>2012-12-31T13:34:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/jpmorgan-barclays-ubs-make-list-biggest-banking-scandals-year/</loc>
		<lastmod>2012-12-31T13:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/bill-gross-pimco-expresses-his-outlook-new-year/</loc>
		<lastmod>2012-12-31T13:48:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/california-foreclosure-law-about-take-effect/</loc>
		<lastmod>2012-12-31T13:56:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/video-big-banks-are-gses-tomorrow/</loc>
		<lastmod>2012-12-31T14:01:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/obama-agreement-sight/</loc>
		<lastmod>2012-12-31T14:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/2012-mortgage-rates-reach-65-year-lows/</loc>
		<lastmod>2012-12-31T14:10:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/rhode-island-supreme-court-hear-mers-case/</loc>
		<lastmod>2012-12-31T14:44:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/north-texas-foreclosure-sales-plummet/</loc>
		<lastmod>2012-12-31T14:47:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/michigan-governor-signs-foreclosure-prevention-legislation/</loc>
		<lastmod>2012-12-31T14:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/housing-sector-hottest-trade-year/</loc>
		<lastmod>2012-12-31T15:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-rates-fall-below-average-due-fed-decisions/</loc>
		<lastmod>2012-12-31T15:38:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/senate-rings-new-year-plan-avert-fiscal-cliff/</loc>
		<lastmod>2013-01-01T05:27:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/house-accepts-latest-fiscal-cliff-plan/</loc>
		<lastmod>2013-01-02T07:42:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-industry-fares-well-fiscal-cliff-deal-debt-forgiveness-law-survives/</loc>
		<lastmod>2013-01-02T08:53:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/non-agency-debt-best-opportunity-fixed-income/</loc>
		<lastmod>2013-01-02T09:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/home-mortgage-applications-grow-december-capital-economics/</loc>
		<lastmod>2013-01-02T10:06:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.housingwire.com/articles/november-construction-spending-dips-slightly/</loc>
		<lastmod>2013-01-02T10:30:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/Nov.%20Construction%20Spending.png</image:loc>
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		<loc>https://www.housingwire.com/articles/mica-mortgage-insurers-write-104-billion-new-business/</loc>
		<lastmod>2013-01-02T10:41:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/shadow-inventory-contracts-investors-snap-foreclosures/</loc>
		<lastmod>2013-01-02T10:53:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/shadow%20inventory%20detail.png</image:loc>
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		<loc>https://www.housingwire.com/articles/fiscal-cliff-averted-what-about-spending-cuts/</loc>
		<lastmod>2013-01-02T11:47:00+00:00</lastmod>
	</url>
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		<loc>https://www.housingwire.com/articles/more-first-time-homebuyers-crucial-recovery/</loc>
		<lastmod>2013-01-02T12:12:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/20184-is-the-us-housing-market-really-on-the-mend/</loc>
		<lastmod>2013-01-02T12:49:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/wp-content/uploads/2019/09/HWv06i1cover-2.jpg</image:loc>
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		<loc>https://www.housingwire.com/articles/lessons-learned-hamp/</loc>
		<lastmod>2013-01-02T12:55:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/wp-content/uploads/2019/09/HWv06i1cover-3.jpg</image:loc>
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		<loc>https://www.housingwire.com/articles/occ-releases-community-reinvestment-act-performances-30-banks/</loc>
		<lastmod>2013-01-02T13:24:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-interest-deduction-under-attack/</loc>
		<lastmod>2013-01-02T13:25:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/wp-content/uploads/2019/09/HWv06i1cover-4.jpg</image:loc>
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		<loc>https://www.housingwire.com/articles/fiscal-cliff-fix-good-news-mbs-investors/</loc>
		<lastmod>2013-01-02T13:27:00+00:00</lastmod>
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	<url>
		<loc>https://www.housingwire.com/articles/reit-stocks-outperform-other-industries/</loc>
		<lastmod>2013-01-02T14:03:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/true-roles-fannie-mae-and-freddie-mac/</loc>
		<lastmod>2013-01-02T14:07:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/walter-investment-management-acquires-security-one-lending/</loc>
		<lastmod>2013-01-02T14:11:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/housing-market-avoids-potential-fiscal-cliff-downfalls/</loc>
		<lastmod>2013-01-02T14:18:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/hedge-fund-private-equity-firms-taxed-lightly-following-fiscal-cliff-deal/</loc>
		<lastmod>2013-01-02T14:25:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/generation-x-may-be-blame-housing-crisis/</loc>
		<lastmod>2013-01-02T14:30:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/massachusetts-forclosure-activity-drops-60/</loc>
		<lastmod>2013-01-02T14:40:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/pittsburgh-real-estate-services-firm-shut-down/</loc>
		<lastmod>2013-01-02T14:47:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bond-markets-stand-ground-after-fiscal-cliff-deal/</loc>
		<lastmod>2013-01-02T14:49:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/investors-divestitures-good-big-banking-stocks/</loc>
		<lastmod>2013-01-02T14:59:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/wisconsin-foreclosure-filings-fall-third-year-row/</loc>
		<lastmod>2013-01-02T15:03:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/most-expensive-homes-2012/</loc>
		<lastmod>2013-01-02T15:06:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/mortgage-industry-braces-seven-new-cfpb-rules/</loc>
		<lastmod>2013-01-02T15:08:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bank-america-merrill-lynch-offers-nontraded-reit/</loc>
		<lastmod>2013-01-02T15:11:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fiscal-cliff-deal-leads-rising-mortgage-rates/</loc>
		<lastmod>2013-01-02T15:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/pragmatism-may-kill-massive-foreclosure-review-process/</loc>
		<lastmod>2013-01-02T15:49:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/fiscal-cliff-preserves-relief-mechanism-distressed-borrowers/</loc>
		<lastmod>2013-01-02T16:11:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/realtytrac-government-sponsored-enterprises-artificial-crisis/</loc>
		<lastmod>2013-01-02T16:53:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/forgive-and-forget-short-sales-saved-fiscal-cliff/</loc>
		<lastmod>2013-01-02T18:04:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/trulia-las-vegas-and-seattle-lead-housing-turnaround/</loc>
		<lastmod>2013-01-02T23:11:00+00:00</lastmod>
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		<lastmod>2013-01-03T07:29:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/jobless-claims-edge-final-week-december/</loc>
		<lastmod>2013-01-03T08:47:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/national-foreclosure-inventory-falls-18-last-year/</loc>
		<lastmod>2013-01-03T09:26:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bart-mellits-lead-ballard-spahrs-real-estate-department/</loc>
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		<loc>https://www.housingwire.com/articles/hud-renters-get-more-bang-their-buck/</loc>
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		<loc>https://www.housingwire.com/articles/poll-shows-more-renters-wanting-buy/</loc>
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		<loc>https://www.housingwire.com/articles/fiscal-cliff-deal-gives-mortgage-insurers-confidence/</loc>
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		<loc>https://www.housingwire.com/articles/ten-year-treasury-yield-rise-highest-levels-september/</loc>
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		<loc>https://www.housingwire.com/articles/paulson-and-credit-opportunites-master-ii-defendants-aca-suit/</loc>
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		<loc>https://www.housingwire.com/articles/bofa-shares-end-year-start-year-same-way-top/</loc>
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		<loc>https://www.housingwire.com/articles/housing-share-gains-foreseeable-new-year/</loc>
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		<lastmod>2013-01-03T13:20:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/bank-america-more-agressive-lending/</loc>
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		<loc>https://www.housingwire.com/articles/ten-tips-refinancing-and-mortgages-new-year/</loc>
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		<loc>https://www.housingwire.com/articles/commercial-mortgage-backed-securities-market-crossroads/</loc>
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		<lastmod>2013-01-09T13:07:00+00:00</lastmod>
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		<lastmod>2013-01-09T13:45:00+00:00</lastmod>
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		<loc>https://www.housingwire.com/articles/consider-moving-keep-new-years-weight-loss-resolution/</loc>
		<lastmod>2013-01-09T13:48:00+00:00</lastmod>
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			<image:loc>https://www.housingwire.com/sites/default/files/editorial/WeightLossMetros.png</image:loc>
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		<lastmod>2013-01-09T14:19:00+00:00</lastmod>
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		<lastmod>2013-01-09T14:52:00+00:00</lastmod>
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		<lastmod>2013-01-09T15:26:00+00:00</lastmod>
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		<lastmod>2013-01-09T15:36:00+00:00</lastmod>
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		<lastmod>2013-01-09T15:55:00+00:00</lastmod>
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		<lastmod>2013-01-09T16:03:00+00:00</lastmod>
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		<lastmod>2013-01-09T17:22:00+00:00</lastmod>
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		<lastmod>2013-01-09T17:36:00+00:00</lastmod>
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		<lastmod>2013-01-10T12:15:00+00:00</lastmod>
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		<lastmod>2013-01-10T13:53:00+00:00</lastmod>
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		<lastmod>2013-01-10T15:10:00+00:00</lastmod>
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