Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
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Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
No sign of relief in housing even as the Fed holds rates steady HW+
Sep 21, 2023Until interest rates come down, affordability challenges will continue to strain the housing market, housing experts said.
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Mortgage demand rises ahead of key FOMC meeting HW+
Sep 20, 2023 -
Housing inventory gone wild HW+
Sep 16, 2023 -
Buyers are getting cold feet as mortgage rates exceed 7%: Redfin HW+
Sep 15, 2023 -
FHA does a solid for mortgage credit rejects. Will it move the needle for loan officers? HW+
Sep 14, 2023 -
Buyers bemoan lack of housing inventory HW+
Sep 14, 2023 -
Labor and inflation will help mortgage rates in 2024 HW+
Sep 13, 2023 -
Mortgage demand tumbles again as rates hit 7.27% HW+
Sep 13, 2023
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Lock Policy in Turbulent Times HW+
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