Items Tagged with 'Credit'


  • From HW Magazine

    A look ahead to 2019 mortgage market trends

    What does 2019 hold for mortgage lenders?
    While some mortgage lenders fail to keep up with the changing times, others are excelling, capitalizing on the change and those who weren’t ready for it. So what’s their secret? Customer service? Technology? An innovative approach to loan originations, and who to lend to? It’s actually all of the above, and more.
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  • Oil slump driving credit delinquencies

    But not for mortgages
    A new report from TransUnion shows that credit delinquencies increased due to the oil slump, but one market seems immune. Mortgage loan delinquencies defied the other credit markets, and actually decreased from last year.
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  • Here's everything you need to know about the CFPB

    Let’s celebrate the Bureau’s 4th birthday!
    While it may seem like the Consumer Financial Protection Bureau has been around forever, the CFPB actually opened its doors just four years ago: July 21, 2011. Here's everything you need to know about the agency synonymous with financial regulation.
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  • MountainView set to invest in “non-prime” mortgages

    Seeks to capitalize on underserved market
    “The company is responding to demand in the origination market that is not being met by lenders who have significantly tightened underwriting requirements and are adversely affecting consumers who can in fact demonstrate the ability to repay their home loans,” MountainView said in a release.
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  • Even Ben Bernanke can’t refinance right now

    Suggests lenders may have “gone a little bit too far"
    Speaking at a conference of the National Investment Center for Seniors Housing and Care in Chicago, Bernanke said that the market is so tight right now that he was unable to refinance his own home loan recently.
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  • How hard is it to get a mortgage?

    Depending on your circumstances, it’s not as hard as you may think
    The Wall Street Journal identifies two distinct segments of potential borrowers — one can get credit fairly easily while the second group has a significantly more difficult time.
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