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    Millions of sensitive mortgage documents were left exposed on the internet for two weeks in a massive data breach that could affect an unknown number of people. According to a report from TechCrunch, more than 24 million mortgage and banking documents were found online in an unprotected database. Click the headline for the full story.

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  • When will it be mandatory to use the new Uniform Residential Loan Application?

    And what are some of the changes?
    Originations commencing July 1, 2019 may use the redesigned URLA and all new loan applications commencing February 1, 2020 must use the new URLA.  Given that the new URLA was designed to make it easier for lenders to acquire data required by HMDA, it is expected that lenders will require use of the new URLA before the mandatory implementation date in February 2020.
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