Items Tagged with 'viewpoints'

ARTICLES

  • From HW Magazine

    Providing education for first-time homebuyers is essential

    Mortgage insurance can help with cost concerns
    First-time homebuyers are a significant segment of the real estate market, making up 34% of all homebuyers last year. As the market heats up and eyes turn to homeownership, lenders and agents have an opportunity to position themselves as trusted advisors for this segment. Helping to make the dream of homeownership a reality for first-time homebuyers (FTHB) requires understanding of what motivates them, what unique challenges they face, and the resources available to ease the process.
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  • From HW Magazine

    Leveraging technology to improve the accuracy of HMDA data

    Systematic data integrity reviews can help manage risk
    Ensuring the accuracy of Home Mortgage Disclosure Act data has always been a challenge. Even with the changes from the recently enacted Economic Growth, Regulatory Relief, and Consumer Protection Act that exempts small volume depository institutions and credit unions from certain reporting requirements, the challenges for 2018 will be even greater.
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  • From HW Magazine

    Housing finance's evolving policy landscape

    A look ahead at what FHFA and others are prioritizing
    With FHFA director Mel Watt’s term due to expire in January 2019, the question of whether to move ahead on some version of administrative reform may rest with his successor. In the meantime, policy makers would be well-served to work together to come to some agreement on options for administrative reform. At a minimum, agreeing on a common definition would be a good first step.
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  • From HW Magazine

    The 8 levers of employee engagement

    How leaders can help motivate their teams to make significant impact
    Leaders, are you looking to increase the performance of your salesforce and shift the production curve in your organization? If you’re a leader in the mortgage industry, I can answer that question for you — of course you are! A study from the Corporate Leadership Council, a leading provider of insight and research that helps companies around the world lead their teams toward success, shows that an employee’s performance is directly correlated to how engaged they are with their company.
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  • From HW Magazine

    Don't eat CROA

    Managing the risks of advising borrowers on how to improve credit scores
    Regulatory compliance in mortgage banking has always been a challenge for lenders and servicers. Yet, today’s volatile environment may prove to be the most demanding in modern times especially when examining activities touching a consumer. And, like walking a tight rope in a hurricane, how does a company balance prudent and proactive regulatory compliance with the need for creative marketing and consumer outreach in originating residential mortgages?
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  • From HW Magazine

    Building a culture of excellence

    How to drive performance in an era of declining profitability
    It has been proven time and time again that companies that make an investment in workplace culture attract the industry’s best talent and achieve greater success. For leaders who want to see their business grow to the next level, the solution is to focus on building a great culture — a culture of excellence.
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