Items Tagged with 'Mortgage Lender Sentiment Survey'


  • Mortgage lender optimism grows as borrower demand heightens

    Although lender outlook fell 8% in Q1, it's a significant improvement from the previous quarter
    In the first quarter of 2019, Fannie Mae's Mortgage Lender Sentiment Survey revealed the net profit margin outlook for mortgage lenders retreated 8% from the previous quarter. Fannie Mae Senior Vice President and Chief Economist Doug Duncan said lenders appear less pessimistic regarding mortgage demand expectations; thus their profit margin outlook over the next three months is also slightly improved.
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  • Fannie Mae: Fewer lenders easing credit standards

    But report negative profit margin outlook for sixth consecutive quarter
    Fewer lenders are choosing to ease their credit standards, despite their negative profit margins. Mortgage lenders reported a net negative profit margin outlook for the sixth consecutive quarter, matching the all-time low reading from the fourth quarter in 2016.
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  • Mortgage lenders begin to ease credit standards on GSE eligible loans

    Struggle with increasing competition
    A new survey shows that more lenders report they eased credit standards rather than tightened them, and many expect this trend to continue in the next quarter, especially for GSE eligible loans. Lenders’ comments suggest that competitive pressure and more favorable guidelines for GSE loans are reasons for this credit easing.
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  • Lenders reveal top business priorities for 2017

    Refocusing efforts to meet needs of post-crisis era
    In a post-crisis world, lenders refocused their priorities to meet the changing needs of the housing market. Fannie Mae’s second quarter survey shows lenders are no longer concerned about topics such as compliance and have moved on to new priorities in 2017.
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  • Early look: Lenders expect to loosen credit as mortgage demand weakens

    Fannie Mae survey shows competition is driving changes
    In the second quarter of 2017, lenders saw increased competition and decreased purchase demand in the housing market, according to an early look at Fannie Mae's second-quarter 2017 Mortgage Lender Sentiment Survey. However, lenders also said they have eased credit standards recently and expect further easing in the coming months, giving a slightly more optimistic outlook on the upcoming quarter.
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