Items Tagged with 'TILA-RESPA Integrated Disclosure Forms'


  • Bipartisan push begins in Congress to change part of CFPB’s TRID rule

    Reps. French Hill and Ruben Kihuen lead effort on changing title insurance issue
    In an increasingly rare moment of bipartisanship, two Congressmen from opposite sides of the political aisle are partnering to push for a change to the Consumer Financial Protection Bureau’s Know Before You Owe mortgage disclosure rule, also called the TILA-RESPA Integrated Disclosures rule, or TRID. Here are the details.
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  • Mortgage defects fall for first time in a year as TRID issues subside

    New ARMCO report shows regulatory/compliance defects falling in Q2

    Earlier this year, a report from ACES Risk Management shows the rate of serious mortgage defects on the uptick from the moment TRID started. Now, a new report from ARMCO shows that as the mortgage industry becomes more accustomed to operating in the post-TRID world, serious mortgage defects are actually declining.

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  • TRID works: More homebuyers actually review mortgage documents

    ALTA survey shows new CFPB forms more likely to draw consumer attention
    Despite the long lead time that the CFPB gave the industry to prepare for TRID, which is also known as "Know Before You Owe," there were still hiccups and headaches for the industry, but it appears after all the frustration and consternation, TRID is working as designed for consumers.
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  • What does a post-TRID world look like?

    We’re through the looking glass now
    D-day is now behind us. So, what exactly does a post-TRID world look like? HousingWire spoke with Terry Moore, senior managing director at Accenture Credit Services, about how real estate and mortgage finance will be different going forward.
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  • Big player in TRID development leaves CFPB for Wells Fargo

    Brian Webster will lead financial reform strategy team
    Brian Webster, who played a “critical role” in the development of several key policies at the Consumer Financial Protection Bureau, including the TILA/RESPA Integrated Disclosure forms, is leaving the CFPB for Wells Fargo.
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  • ARMCO announces TRID mortgage data comparison tool

    Will enable lenders to compare TRID forms to loan origination system data
    ACES Risk Management, a web-based financial services quality control software provider, announced the release of TRIDCompare, a data comparison tool specifically designed for the new TILA-RESPA Integrated Disclosure forms.
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  • From HW Magazine

    Revealing g-fee costs to homebuyers

    Turnabout is fair play when it comes to transparency
    If consumers are confused by the difference between their interest rate and an APR — which is what the CFPB found in their surveys — it’s a safe bet that these same consumers have absolutely no idea what a guarantee fee is.
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