What so many in the housing industry have waited years for appears to be finally happening: Millennials are buying homes. Back in September, after existing home sales fell to a three-year low, it appeared that many younger would-be buyers were turning to renting instead of buying. But things look much different just a few months later.

Interest rates are up from last year and rising, but that hasn’t deterred Millennials who are, in fact, increasing their average mortgage amounts. But perhaps one of the most surprising revelations of Ellie Mae’s latest origination report is where Millennials are buying homes.

A recent study showed that mounting student loan debt is holding Millennials back from buying homes – for seven years. But one homebuilder is trying to make that seven-year delay go away. Eagle Home Mortgage, a mortgage lender and a subsidiary of Lennar, announced Tuesday that it is rolling out a new mortgage program that will help homebuyers pay off their student debt.

The exact intricacies of a credit score continue to be one of the most confusing financial concepts for Millennials. This elusive three-digital number holds the power to some of the most financially expensive purchases in a consumers life, and yet according to a recent poll from LendEDU, young American consumers only have an intermediate understanding of that all-important number. See how well you perform against the stats.

In case you missed it, SoFi announced recently that it is now offering a one-month supply of avocado toast with each new mortgage in the month of July. We must admit; it’s a pretty funny gimmick and really smart marketing. Here’s why.

There are about to be a wave of Millennial homebuyers, and Chase Mortgage is stepping up to serve them. The bank is trying something new to create added incentive for young homebuyers to secure a mortgage through the bank. Already have a Sapphire credit card with Chase? This announcement is for you.

Zillow Group is set to launch a new real estate website that is designed especially for Millennials. The online real estate company will launch the website later this spring from a URL it acquired when it bought Trulia.

Ellie Mae released its latest report for its Millennial Tracker showing the generation is continuing to utilize FHA loans. And as the generation gets closer to homeownership, the mortgage market could see an influx of FHA-backed loan originations.

Every generation faces defining economic events that alter their collective perspective. For Millennials, their coming of age moment occurred during the largest housing market downturn in American history. The housing market coupled with the ubiquitous availability of real estate and market information online has created a new era of homebuyers in Millennials. These tips will help you navigate how to help them as a lender.

Quelling rumors that Millennials don’t want to buy homes, a new report from Ellie Mae shows that they’re not only buying homes, they’re even to the point they want to refinance. However, this is still, overall, a small percentage of closed loans. Here’s a look at how Millennials are performing in other parts of the mortgage market.