Items Tagged with 'Executive Conversations'

ARTICLES

  • Executive Conversation: Jason O'Brien on omnichannel payment solutions

    SWBC offers payment solutions to meet the consumer demand for self-service options
    Executive Conversations is a HousingWire web series that profiles powerful people in the financial industry, highlighting the operations and the people that make this sector tick. In the latest installment, we sit down with Jason O’Brien, senior vice president of payments at SWBC, to discuss the importance of an omnichannel payment strategy.
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  • Executive Conversation: Brian Deas on what makes a law firm truly innovative

    Manley Deas Kochalski fully embraces technology to help mortgage companies
    We think the best foreclosure firms today are models for traditional firms of the future.  Futurists like Richard Susskind argue that innovation is necessary because the traditional model in which lawyers bill by the hour is no longer suited to the demands of clients. It's an inefficient model because it rewards law firms for hours devoted to a matter.  And this reward is often at odds with the client's interest. The firm wants to grow revenue; the client wants to cut costs.
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  • Executive Conversation: David Gansberg on managing risk under the new DTI ratios

    Arch MI's RateStar continuously responds to changing variables for flexible underwriting
    The expanded DTI requirement has made home ownership opportunities more available for many potential buyers, especially as it applies to eligible loans with down payments as low as 3%. The risk represented by these loans has also increased. Studies have shown that the risk of default for borrowers with DTI ratios between 45% and 50% is higher than for those with a median DTI level of 35%.
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  • Executive Conversation: Mat Ishbia on growing the mortgage broker channel

    How United Wholesale Mortgage is investing in broker success
    Mortgage brokers can compete with retail lenders because, besides the multiple products, they have access to technology, innovation and ideas of 20 wholesale lenders, not just one retail lender. What’s happening more now than five years ago, on the technology side, is wholesale lenders are building technology to help brokers thrive.
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  • Executive Conversation: Javid Jaberi on a healthy real estate marketplace

    Auction.com provides transparency and confidence to buyers and sellers
    As market conditions change, marketplaces should provide an accurate read on pricing and the efficiency of selling. In a healthy marketplace like Auction.com, buyers continue to find the opportunities they seek, sellers receive market prices and qualified bids early and often, and the process of transferring ownership through the marketplace remains effective and risk-free.
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  • Executive Conversation: Justin Vedder on certified loans

    Altisource addresses manufacturing risk on the front end with CastleLine Certified Loans
    There is a lot of value in looking at the manufacturing risk upfront, particularly because it can significantly decrease the likelihood of future loss. Most investors price credit risk, so the certification process allows the investor community to get back to managing credit risk rather than focusing on manufacturing risk.
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  • Executive Conversation: Deborah Garcia-Gratacos on servicing the Hispanic market

    Deval provides bilingual documents and personnel for optimal communication
    Hispanics are the fastest-growing segment of the American population, with 55.3 million Hispanics in the United States in 2014 and this is projected to grow to 30% of the population by 2060. Deval LLC discusses the unique requirements for servicing the Hispanic community.
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  • Executive Conversation: Brian Fitzpatrick on the future of loan origination

    LoanLogics offers flexible solutions and business intelligence for the next wave of consumers
    The future demands a flexible workflow and flexible rules. It demands that certain things that are critical to the mortgage asset are accessible via an API, or application programming interface. This is a different mentality than we’ve seen in the past, with lenders using brittle, inflexible monolithic-type systems.
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  • Executive Conversation: Jonathan Corr on how automation drives the consumer experience

    Ellie Mae innovates around regulation
    I think the goal of Know Before You Owe is a noble one — to make it more transparent for the consumer. But it was a lot more than one or two forms — it was a massive change from the standpoint of business processes, workflow, rules, all the things people had been doing for 30-40 years. It was a pretty dramatic change.
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