Items Tagged with 'HW Magazine'

ARTICLES

  • From HW Magazine

    How can we thrive during challenging times?

    Why lenders shouldn’t be afraid of new talent
    For the first time since 1981, our industry is experiencing a rising interest rate environment. Some people may assume that the current market shift means their business will take a downward turn from which they will never recover. I don’t buy it. The way I see it, challenging times force us to refine our processes and practices.
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  • From HW Magazine

    Buy, don’t build

    Why digital lending solutions are better with a partner
    In the digital age, every sort of business should offer its clients a digital experience, and lenders are absolutely no exception. Clients, including borrowers, expect to be able to interface with their lender online and at their convenience, and the elegance and ease-of-use of a digital lending experience may be what decides a borrower on where to take their business.
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  • From HW Magazine

    3 ways lenders can service borrowers with a good or prime credit score

    Steps to provide loans that work for both lenders and borrowers
    Today’s mortgage brokers and lenders are looking for higher credit scores, leaving worthy borrowers with fair credit scores struggling to find reasonable rates on mortgages. To correct this issue, lenders must adjust their approach and start providing reasonable loans to qualified buyers. Here's how.
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  • From HW Magazine

    Women of Influence 2018

    HousingWire recognizes the most influential women in housing
    Eight years after we began recognizing women for their influential work in the expanding housing and mortgage finance ecosystem, a traditionally male-dominated field, our Women of Influence list is bigger and better than ever! This year, we honor 85 women who are making lasting achievements in each sector of the housing economy. Read on to learn more about these accomplished women and the strides they are making in their industry segments.
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  • From HW Magazine

    Here's how appraisers can succeed in the middle of disruption

    Making friends with automation
    In the midst of changing technology and the rise of the digital mortgage, valuation tools have become a key topic as lenders and buyers push for a faster home-buying process. Some appraisers, however, are struggling with where they fit. When navigating this new landscape, appraisers and valuation technology providers have to keep in mind the evolving needs of consumers balanced against the safety of the housing finance market.
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  • From HW Magazine

    Are we seeing the return of subprime?

    A new crop of non-prime loans avoid the risk layering seen in the foreclosure crisis
    Even Hollywood knows better than to produce a sequel when the original movie is truly, horrifically bad. That’s why, thankfully, we haven’t seen sequels to such all-time cinematic disasters as Howard the Duck, Gigli, The Last Airbender, Jack and Jill, Glitter, or Battlefield Earth. Which brings us, in an admittedly roundabout way, to the question of whether we’re about to see a sequel of sorts in the mortgage industry: The Return of the Subprime Loan.
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  • From HW Magazine

    Threat multiplier: states mobilize to defend consumer protections

    Mortgage companies face increased compliance risks
    In the days following the 2016 election, business leaders across many industries were hopeful that the new president would make good on his promise of widespread deregulation. Banks and other financial institutions were especially optimistic. Here at last was the relief they had been looking for. Or not.
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  • From HW Magazine

    June Kudos: Celebrating milestones, launches and awards in the mortgage industry

    Angel Oak, Clear Capital, New American Funding and Guild Mortgage
    New American Funding continues to expand its footprint across the U.S., announcing its latest branch opening in California. It is expanding its Southern California territory with the grand opening of its new location in Indio. New American explained it recognized a rising need in the Coachella Valley area for affordable loan programs.
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