Items Tagged with 'Capital reserves'

ARTICLES

  • Why investors could see a $100 billion windfall from Dodd-Frank reform efforts

    What happens to all that money if banks don’t need to hold excess capital?
    A recent report from Kroll Bond Ratings Agency suggested that one area that the Trump administration should focus on in its regulatory reform efforts is the requirement that financial institutions hold capital to prevent the need for a bailout in a financial downturn. As a result of those requirements, the country’s six largest banks currently hold more than $100 billion in excess capital. So, what happens to all that money if the capital requirements are overhauled or eliminated?
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  • FHA single-family business explodes; No premium cut coming

    Actuarial report shows MMI fund at 2.32%, up from 2.07% in 2015
    The Federal Housing Administration announced Tuesday that its flagship fund, the Mutual Mortgage Insurance Fund, grew in fiscal 2016, marking the MMI Fund’s fourth straight year of growth, but that doesn’t mean that an additional cut to the FHA’s mortgage insurance premiums is coming.
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