Items Tagged with 'Regulators'


  • Your top 10 HMDA questions answered: Part 7

    How does HMDA regulation address non-delegated correspondents?
    The Home Mortgage Disclosure Act deadline looms closer, but many questions still remain unanswered. One of the most pressing HMDA questions asks who is responsible for reporting HMDA data? Could more than one person be responsible for each origination? Experts answer.
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  • Your top 10 HMDA questions answered: Part 4

    What will the regulators expect now and going forward?
    The Home Mortgage Disclosure Act deadline looms closer, but many questions still remain unanswered. In part four of this 10-part series, experts break down what regulators will really expect from lenders now and going forward.
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  • Part 1: Everything you need to know about entering the mortgage finance market

    Post Dodd-Frank overview of regulated residential mortgage lending
    An increasing number of nonbank financial participants are considering an entry or reentry into the mortgage finance market as the financial crisis, which commenced a decade ago, starts to recede from view. As more companies continue to consider entering mortgage finance, here’s everything they need to know about the market, and the regulators that govern it.
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  • Kashkari: Higher capital regs could hurt economy

    Lending may be further restricted
    The Federal Reserve Bank of Minneapolis president thinks that regulators should take caution, or they could give nonbanks the upper-hand. According to Kashkari, high capital requirements could cause banks to restrict lending and hurt the economy.
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  • Too many regulators in the kitchen

    SEC says firms face lawsuits from multiple agencies
    As more regulators pile the lawsuits on firms, the chances of overlapping investigations quickly escalates, which could disrupt regulatory probes and lead to unnecessary lawsuits.
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  • FHA-backed mortgages drop 19%

    Lenders put limit on federal insurance
    Major lenders and regulators are working hard to find common ground when it comes to home loans to lower-income Americans. As talks continue, the percent of federal Housing Administration loans given to borrowers with weaker credit scores is dropping.
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  • Insurers find Dodd-Frank loophole

    Argument still up for debate
    When looking at the fine print of Dodd-Frank, regulators may have some wiggle room when it comes to whether they can look to credit ratings, and therefore state-insurance rules.
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  • Financial Services Committee can't get past CFPB debate

    Waters: "We should not cut off the ability of the CFPB..."
    Despite a lot of topics on the plate of the Financial Services Committee to debate, they could not seem to get away from the discussion of the Consumer Financial Protection Bureau. This being just one of the several topics discussed.
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