As you know, each month we like to run a section in the print edition of HousingWire that turns the focus to the opinions of our readers. We've run across a few gems of insight, a chuckle or two and plenty of colorful language during the course of the section's history. This time around as we turn the microphone over to our readers, we have a very (intentionally) simple question we'd like to have answered: Who do you think is to blame for this mess we're in, and why? We’ll pick the best entries to appear in the April issue of HousingWire. Click here to complete the survey and be included in the next print issue. Please be as detailed as you’d like, but be sure to include your name, city and e-mail address for inclusion.