What better way to understand the intricacies of mortgage lending than through the simplified words of funny and hysterical actress Elizabeth Banks.

Realtor.com announced in May a new series of television ads and a web series starring Emmy-nominated actress Banks, a Hollywood favorite in such box office powerhouses as Pitch Perfect 1 & 2, The Hunger Games series, and The 40-Year-Old Virgin, among many other acting, producing and directing credits.

The video is the second in a series of five videos on the homebuying process in plain English from realtor.com

Banks takes all the jargon that fills the mortgage process and makes it easier to digest. And she’s pretty accurate.   

Video description:

Unless you have a boatload of cash under your mattress, buying a home usually costs more money than you currently have. First, you'll need a competitively-priced loan.

Check out rest of the videos here, which add a bit of humor into each step of the buying process. 

Regarding her interest in participating in the realtor.com campaign, Banks said in a written statement:

“I’m a little house obsessed and looking for a new home right now, which made the opportunity to work on the new realtor.com ad campaign a great fit. I love the accessibility of realtor.com. My husband and I email each other photos of houses to look at and the other person can pull them right up – no matter where they are. The realtor.com app literally allows you to take the home buying experience with you everywhere in your daily life.”