Articles by Christopher Whalen

What is causing considerable operational headaches in the mortgage sector? 

My panel at the CMBA conference next month will help explain
[Commentary] I will be moderating a CMBA servicer panel promisingly entitled “Utilization of Technology in Mortgage Servicing” that will allow some of the experts in the industry to talk about the current industry environment and how technology helps them manage their business. Here's what we're going to cover and who will be on stage with me.
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Interest rates, falling production and policy weigh on mortgage industry

Downbeat mood at MBA Secondary
Depending on who you ask, talk of GSE reform is either all the rage or totally absent from the discussion at the MBA Secondary conference taking place right now in New York City. Here, in a HousingWire exclusive, Christopher Whalen discusses his view of the GSE reform discussion (or lack thereof) and other observations from the conference.
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From HW Magazine

Secondary market forecast

2017 promises growing risk and sparse returns
About a week before the November 2016 election, the U.S. Treasury market started to move lower. The cause of this increase in yield on the benchmark 10-year bond was not fear of an interest rate hike by the Federal Open Market Committee or the specter of higher inflation. No, the outlier event that shook the financial world out of years of torpor was a commercial real estate developer named Donald John Trump.
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The missing question in Yellen’s Congress discussion

What is next for national economic policy?
Federal Reserve Chair Janet Yellen achieved the primary goal of any new Fed chief and avoided any obvious land mines. But what was lacking in the dialogue, both from Yellen and the media, was a serious discussion of what’s next for national economic policy.
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The missing question in Yellen’s Congress discussion

What is next for national economic policy?
Federal Reserve Chair Janet Yellen achieved the primary goal of any new Fed chief and avoided any obvious land mines. But what was lacking in the dialogue, both from Yellen and the media, was a serious discussion of what’s next for national economic policy.
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From HW Magazine

True sale

The bank retreat from mortgage lending is just beginning
Recent data from the Mortgage Bankers Association shows the extent of the collapse of new applications for mortgages. The numbers are down 60% annually and reached a 13-year low. However, higher interest rates are not the chief reason for poor mortgage market performance by a long shot.
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