Jessica Guerin

Jessica Guerin

Jessica Guerin is an editor at HousingWire covering reverse mortgages and the housing wealth space. She is a graduate of Boston University and has a master’s degree from Northwestern’s Medill School of Journalism. She worked previously as the editor-in-chief of The Reverse Review magazine, which was recently acquired by HousingWire.


  • Average homeowner gained $16,000 in home equity in 1 year

    Report shows equity continued its climb in Q2
    As the economy strengthens, home values continue to appreciate, and that means homeowners are raking in the equity. A report released Thursday by CoreLogic showed that home equity rose 12.3% year over year in the second quarter of 2018, meaning that the average homeowner saw their equity increase by $16,153 in one year’s time.
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  • Student debt crushes homeownership dreams

    Survey reveals women and Millennials are most impacted
    Student loan debt has racked up a collective $1.5 trillion bill for 44 million Americans, and its crushing people’s homeownership dreams. According to a recent survey by NeighborWorks America, people with student loans are delaying purchasing a home, with many worried about their debt most or all of the time.
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  • Loan officer makes list of best 100 jobs

    Here are the best 100 jobs of 2018
    US News & World Report just released its rankings of the 100 Best Jobs in 2018, and thanks to employment growth and flexibility, loan officer made the cut at No. 57. According to the rankings, the Bureau of Labor Statistics projects an 11% jump in employment for LOs between 2016 and 2026, with 36,500 jobs to become available in the coming decade. Other professions found in the lending world also made the list.
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  • Here’s how people use their home equity

    Survey reveals 44% would use it to consolidate debt
    The amount of tappable equity available to American homeowners recently smashed records by surpassing $6 trillion. And while recent data shows many Americans are holding back on accessing what may be their greatest source of wealth, some are using it, and you might be surprised to hear what they’re spending it on.
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  • C2 Financial ramps up reverse education

    California’s biggest brokerage offers LOs HECM certification
    With more than 600 loan officers operating in 10 states, C2 Financial is one of the nation’s biggest brokerages, raking in $2.4 billion in originations last year. While C2 has had a HECM division for years, it did not see much action until father-daughter duo Scott Harmes and Christina Harmes took over the channel, establishing a certification program for C2 LOs that has caused volume to spike.
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  • Why are more seniors holding onto mortgage debt?

    Study sheds light on factors influencing older homeowners
    Fewer older homeowners are paying off their mortgages in retirement, and some are worried the trend may be detrimental to the financial health of the Baby Boomer generation. A working paper from the Center for Retirement Research at Boston College sites three reasons why and aims to assess the lasting impact.
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  • Adopting HECMs as a "generational lending" strategy

    Why LOs need to include reverse mortgages in their product offerings
    You help a first-time homebuyer get into that starter house. Then, you help them refinance, and maybe later they turn to you for a HELOC. But then what? Is that it? It shouldn’t be, according to reverse mortgage software provider ReverseVision. There’s one loan left and it may be the last loan a client gets.
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  • HECM mortgage-backed securities data reveals low flow and lots of payoffs

    Issuance totals highlight concerns about market health
    The latest data on HECM mortgage-backed securities sheds light on issues plaguing the struggling reverse mortgage industry. A report by New View Advisors reveals a massive, record-breaking wave of payoffs and assignments to HUD. Coupled with low origination volume, this could mean HMBS float will continue to decline, raising liquidity concerns for investors.
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  • It takes diligence, persistence and confidence to sell it like Serhant

    New York City’s top real estate agent tells crowd about lessons learned on his rocky road to success
    When Ryan Serhant started his real estate career 10 years ago, he wasn’t all that interested in sales, and he wasn’t all that good at it either. But with unwavering determination, dogged persistence and a healthy dose of unfounded confidence, he found his way to the very top of New York City’s real estate world.
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  • How can mortgage lenders build Realtor relationships?

    Ditch the canned messaging and bring the clients, say panelists at
    If loan officers want to build partnerships with Realtors, they might want to rethink their approach. As part of HousingWire’s event in Dallas last week, panelists convened to discuss the lender and Realtor partnership, and the general consensus is that the old method of buying a Realtor lunch and slipping them a rate sheet wasn’t cutting it anymore.
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