Nate Shultz is Vice President of Government and Regulatory Affairs for TMS, an independent mortgage bank. Previously, he has served in leadership roles at the Colorado Housing and Finance Authority and at the Federal Housing Administration.
As a new Congress is seated and Democrats take control of the House of Representatives, one of the favorite new parlor games for mortgage market observers has been predicting what the priorities will be of the House Financial Services Committee under the leadership of its new Chairwoman, Representative Maxine Waters.
Record numbers of American voters turned out to cast their votes in Tuesday’s midterm elections, and in so doing revealed that the partisan divide in the country continues. What will this divided Congress mean for housing? Here are some key takeaways...
[Expert commentary] Although some in the mortgage industry have been advocating for FHA to reduce the cost of its mortgage insurance premiums, as long as current trends persist, there won't be a reduction in pricing anytime soon. Here's why.
[Op-ed] Chances are, as mortgage lenders, you have heard some discussion in recent months about the Federal Housing Administration commissioner (or the lack of one) at HUD. So, what, exactly, is an FHA commissioner and why is it so difficult to get someone into that position?
With the recent turnover in leadership at the Federal Housing Finance Agency, we may be standing at the precipice of great change in the government’s role in supporting the mortgage market through Fannie Mae and Freddie Mac.