Nate Shultz is Vice President of Government and Regulatory Affairs for TMS, an independent mortgage bank. Previously, he has served in leadership roles at the Colorado Housing and Finance Authority and at the Federal Housing Administration.
As a new Congress is seated and Democrats take control of the House of Representatives, one of the favorite new parlor games for mortgage market observers has been predicting what the priorities will be of the House Financial Services Committee under the leadership of its new Chairwoman, Representative Maxine Waters.
Record numbers of American voters turned out to cast their votes in Tuesday’s midterm elections, and in so doing revealed that the partisan divide in the country continues. What will this divided Congress mean for housing? Here are some key takeaways...
[Expert commentary] Although some in the mortgage industry have been advocating for FHA to reduce the cost of its mortgage insurance premiums, as long as current trends persist, there won't be a reduction in pricing anytime soon. Here's why.
[Op-ed] Chances are, as mortgage lenders, you have heard some discussion in recent months about the Federal Housing Administration commissioner (or the lack of one) at HUD. So, what, exactly, is an FHA commissioner and why is it so difficult to get someone into that position?
Brickman takes to helm of one of the largest mortgage companies in the U.S. today, and while times at the government-sponsored enterprise are filled with uncertainty, Brickman sees nothing but excitement for the future of Freddie Mac.
When buying a home, many Americans consider a 20% down payment to be the norm, the ideal amount of money to put down to get a conventional mortgage with no private mortgage insurance and to keep monthly payments reasonably affordable.