Nate Shultz is Vice President of Government and Regulatory Affairs for TMS, one of the nation’s largest and fastest growing independent mortgage banks. Previously, he has served in leadership roles at the Colorado Housing and Finance Authority and at the Federal Housing Administration.
[Expert commentary] Although some in the mortgage industry have been advocating for FHA to reduce the cost of its mortgage insurance premiums, as long as current trends persist, there won't be a reduction in pricing anytime soon. Here's why.
[Op-ed] Chances are, as mortgage lenders, you have heard some discussion in recent months about the Federal Housing Administration commissioner (or the lack of one) at HUD. So, what, exactly, is an FHA commissioner and why is it so difficult to get someone into that position?
The first thing you notice about New American Funding's Rick and Patty Arvielo is how much they like each other. That might seem like a foregone conclusion when you meet a married couple, but when that couple also runs an incredibly successful business together, I imagine it could get complicated. Read on to find out more about how this successful couple manages their life, and business, together.
For the first time since 1981, our industry is experiencing a rising interest rate environment. Some people may assume that the current market shift means their business will take a downward turn from which they will never recover. I don’t buy it. The way I see it, challenging times force us to refine our processes and practices.