Articles by Joanne Gaskin

Can scoring trended data help lenders expand credit access?

And what’s keeping 50 million credit invisible in the U.S.
[Expert Commentary] Americans who don’t have a FICO Score present both an opportunity and a challenge for lenders. Some lenders are asking can scoring trended data, or more accurately trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers? The short answer is no and here’s why.
Read More