Joanne Gaskin

Joanne Gaskin

Joanne Gaskin Joanne Gaskin is the senior director of scores and analytics at FICO. Ms. Gaskin oversees the FICO Scores regulatory practice and is responsible for the strategic direction of FICO’s analytic solutions and partnerships serving the mortgage industry. Prior to joining FICO, Ms. Gaskin served as President and CEO of Auto Club Trust FSB, and Executive Vice President with Michigan National Bank.

ARTICLES

  • Can scoring trended data help lenders expand credit access?

    And what’s keeping 50 million credit invisible in the U.S.
    [Expert Commentary] Americans who don’t have a FICO Score present both an opportunity and a challenge for lenders. Some lenders are asking can scoring trended data, or more accurately trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers? The short answer is no and here’s why.
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