Ruby Chavez was admitted to the California Bar in 2009 and has been with Wright, Finlay & Zak since 2009. While in law school, Chavez was a Notes Editor of Chapman Law Review and competed in mediation and negotiation competitions as part of the Alternative Dispute Resolution Team. Prior to joining Wright, Finlay & Zak, she worked for the Honorable Robert N. Kwan of the United States Bankruptcy Court for the Central District of California as a judicial extern.
[Expert commentary] Riddled throughout California’s Homeowner Bill of Rights are the words "repealed" effective "Jan. 1, 2018." Unfortunately, many loan servicers assume that means the entire HOBR will be repealed and that all they have to worry about going forward is complying with the Consumer Financial Protection Bureau Loss Mitigation Rules. Unfortunately, that is not the case. Check out this in-depth list of changes to look out for.
Brickman takes to helm of one of the largest mortgage companies in the U.S. today, and while times at the government-sponsored enterprise are filled with uncertainty, Brickman sees nothing but excitement for the future of Freddie Mac.
When buying a home, many Americans consider a 20% down payment to be the norm, the ideal amount of money to put down to get a conventional mortgage with no private mortgage insurance and to keep monthly payments reasonably affordable.