Ruby Chavez was admitted to the California Bar in 2009 and has been with Wright, Finlay & Zak since 2009. While in law school, Chavez was a Notes Editor of Chapman Law Review and competed in mediation and negotiation competitions as part of the Alternative Dispute Resolution Team. Prior to joining Wright, Finlay & Zak, she worked for the Honorable Robert N. Kwan of the United States Bankruptcy Court for the Central District of California as a judicial extern.
[Expert commentary] Riddled throughout California’s Homeowner Bill of Rights are the words "repealed" effective "Jan. 1, 2018." Unfortunately, many loan servicers assume that means the entire HOBR will be repealed and that all they have to worry about going forward is complying with the Consumer Financial Protection Bureau Loss Mitigation Rules. Unfortunately, that is not the case. Check out this in-depth list of changes to look out for.
The first thing you notice about New American Funding's Rick and Patty Arvielo is how much they like each other. That might seem like a foregone conclusion when you meet a married couple, but when that couple also runs an incredibly successful business together, I imagine it could get complicated. Read on to find out more about how this successful couple manages their life, and business, together.
For the first time since 1981, our industry is experiencing a rising interest rate environment. Some people may assume that the current market shift means their business will take a downward turn from which they will never recover. I don’t buy it. The way I see it, challenging times force us to refine our processes and practices.