Martin Arana is an experienced sales executive at TransUnion, where he develops strategic partnerships by assisting organizations in the financial services/e-commerce industries to minimize their risk exposure through utilization of analytics and insights. Prior to joining TransUnion, Arana worked for a tier one consumer reporting agency/risk mitigation company as head business leader - Mortgage Servicer business unit where he developed a new market focused on MSR’s and was involved in large scale projects, negotiations, procurement, and strategies. With a diverse skill set capable of addressing a wide range of complex industry issues, he is a co-author in industry periodicals and point person at conferences and events. He can be reached at firstname.lastname@example.org.
Most mortgage industry leaders have made significant changes in their processes to keep current in the past few years and credit bureaus are no exception. Lenders are seeking creative methods to evaluate potential borrowers who lack credit history, and in some cases, identify consumers who will likely soon apply for credit and reach out to them directly. Here's how credit bureaus are meeting this challenge.
The first thing you notice about New American Funding's Rick and Patty Arvielo is how much they like each other. That might seem like a foregone conclusion when you meet a married couple, but when that couple also runs an incredibly successful business together, I imagine it could get complicated. Read on to find out more about how this successful couple manages their life, and business, together.
For the first time since 1981, our industry is experiencing a rising interest rate environment. Some people may assume that the current market shift means their business will take a downward turn from which they will never recover. I don’t buy it. The way I see it, challenging times force us to refine our processes and practices.